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Sold·Closed Jan 30, 2026·148 days on market

16021 Webb Haven Road

Glen St. Mary, FL 32040

$260,000sold priceListed at $267,700 · 97.1% of asking$255/sqftMLS# 2101639
2
Beds
2
Baths
1,020
Sq Ft
1982
Built
—
Garage
No
Pool
No HOA2.01 acresWaterfrontSingle Family Residence1 story

About this home

Glen St. Mary

NEW LOWER PRICE -SELLER IS READY TO MOVE!Looking for a true river escape? This charming St. Marys River cottage sits on just over an acre on the FL/GA line, giving you front-row access to one of the most peaceful stretches of water around. Swim from FL to GA or cast a line from 2 private docks, or wind down by the firepit as the stars come out.It's a dream spot for anyone who loves the outdoors-boating, tubing, hunting, fishing, quiet mornings, and wide-open nature all happen right here. Use it as a weekend getaway, a short-term rental, or your own private retreat. Inside, you'll find a cozy layout plus a hidden loft BR (not counted in the sq ft) that adds extra flexibility. The oversized 20x16 screened porch already has a full BA in place, giving you the option to enjoy it as the ultimate outdoor living space or convert it into a future primary suite. A full-length dock runs along the front of the home, making the river the star of the show from the moment you arrive.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,440
Estimated total, before insurance$1,440/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$710/yr · $59/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$260,000
$52,000
Loan Term
Monthly Payment
$1,440
Principal & Interest: $1,440
Insurance (est.): $173
Estimated Total Monthly
$1,613
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,267 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:31 AM, sunset 6:57 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $710/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 2, 2026Listed$267,700

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$267,700
Price / Sq Ft$262
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,020
Acres2.01 acres
Year Built1982
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

School Information

ElementaryMacclenny
MiddleBaker County
HighBaker County

Community Information

Address16021 Webb Haven Road, Glen St. Mary, FL 32040
Area501-Macclenny Area
SubdivisionMacclenny
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size87,555.6 sq ft
Lot Dimensions146 X 605 X150 X 527
Parcel Number361S21010800000100
ZoningResidential

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourceWell
ParkingCarport, Detached Carport
ViewRiver
Waterfront TypeRiver Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan
AppliancesDryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringWood
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionDead End Street, Irregular Lot, Wooded
Patio / PorchCovered, Deck, Front Porch, Porch, Screened, Side Porch
RoofMetal
ConstructionConcrete, Wood Siding
Road SurfaceDirt
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 2, 2026
Days on Market148
Tax Amount$709.92
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: CROSSVIEW REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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