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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·142 days on market

8743 S Ben Rowe Circle

Macclenny, FL 32063

$265,000$169/sqftEst. $1,468/moMLS# 2147072
3
Beds
2
Baths
1,566
Sq Ft
1973
Built
—
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Macclenny

Charming brick ranch home with 3 bedrooms and 2 full baths on nearly half an acre! This property offers a fully fenced backyard, carport, and a spacious addition that creates the perfect family room for entertaining or relaxing or a primary suite. Conveniently located near I-10, shopping, dining, and everyday amenities, this home offers both comfort and convenience with plenty of outdoor space to enjoy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,468
Estimated total, before insurance$1,468/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Insurance (est.): $177
Estimated Total Monthly
$1,645
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,426 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 26, 2026Listed$265,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $169/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6069 Adams Road, Macclenny, FL 32063Listed by DOCTORS LAKE REALTYSep 2026$197,000$1602/21,232280.1
6067 Taft Road, Macclenny, FL 32063Listed by WATSON REALTY CORPJul 2026$301,000$1794/21,6801390.2
6535 Woodlawn Road, Macclenny, FL 32063Listed by HERRON REAL ESTATE LLCAug 2026$315,000$1963/21,6041120.4
6361 Ashley Court, Macclenny, FL 32063Listed by MARK SPAIN REAL ESTATEJul 2026$350,000$2263/21,546390.5
5823 George Hodges Road, Macclenny, FL 32063Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$302,000$2153/21,404341.1
5621 Willow Road, Macclenny, FL 32063Listed by WATSON REALTY CORPApr 2026$200,000$1743/21,152271.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$265,000
Price / Sq Ft$169
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,566
Year Built1973
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address8743 S Ben Rowe Circle, Macclenny, FL 32063
Area503-Baker County-South
SubdivisionMacclenny
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Parcel Number073S22004500000400

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePrivate
ParkingCarport

Interior

AppliancesRefrigerator
HeatingCentral
CoolingCentral Air
# of Stories0

Additional Information

Date ListedMay 26, 2026
Days on Market126
Listing TermsCash, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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