Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·380 days on market

6542 Ovington Road S

Jacksonville, FL 32216

$399,900$173/sqftEst. $2,062/moMLS# 2100333

Beds

Baths

2,307

Sq Ft

1952

Built

Garage

Yes

Pool

About this home

Jacksonville

Charming & Spacious Pool Home - No HOA! Welcome to your dream home! This beautifully maintained and character-filled residence offers the perfect blend of comfort, style, and freedom with no HOA restrictions. The expanded driveway that leads to the two car garage in the backyard offers ample parking and potential for RV/boat storage! The oversized living room that leads out to where your sparkling pool awaits is ideal for entertaining and cooling off on hot Summer days. You can also enjoy a quiet evening in front of the fireplace during our short, Florida Winters. Just minutes from shopping, dining, parks, and a quick commute to the beach. Schedule your showing today!

Cost to own

Mortgage calculator

Home Price

$399,900

Down Payment: 20%

$79,980

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,062

Principal & Interest: $2,062

Property taxes (est.): $653

Insurance (est.): $267

Estimated Total Monthly

$2,982

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,062

Property taxesest. at asking price, Duval County$653

Estimated total, before insurance$2,715/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,170/yr · $264/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$275,545	$160,274	—
2024	$265,246	$155,050	▲ $9,034
2023	$264,294	$149,078	—
2022	$253,156	$143,280	▲ $1,800
2021	$187,651	$137,651	▲ $10,005
2020	$172,271	$172,271	▲ $10,123

2024 property taxes (current owner): $3,170/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History