This home is in Beachwalk, St. Johns.

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Active

Active·180 days on market·Beachwalk

236 Boracay Circle

St. Johns, FL 32259

$328,000$182/sqftEst. $1,672/moMLS# 2099261

Beds

Baths

1,805

Sq Ft

2022

Built

Garage

Pool

About this home

Beachwalk

Seller will pay $3,750 for the one time membership club fee. Upgraded & Move-In Ready, beautifully upgraded 3BR/2.5BA townhome in the resort-style community of Beachwalk! Built in 2022, this move-in ready home features an open layout, quartz countertops, stainless steel appliances, soft-close cabinets, and a spacious island kitchen. Upstairs, enjoy a large primary suite with a walk-in closet, dual vanities, and a tiled shower. Additional highlights include a water softener, epoxy garage floor, upstairs laundry, and ceiling fans throughout. Relax on the screened lanai with serene wooded views. Located in top-rated St. Johns County schools (Liberty Pines & Beachside High) and includes access to Beachwalk's 14-acre lagoon, clubhouse, and more. Furniture negotiable!

Cost to own

Mortgage calculator

Home Price

$328,000

Down Payment: 20%

$65,600

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,672

Principal & Interest: $1,672

Property taxes (est.): $436

Insurance (est.): $219

Estimated Total Monthly

$2,327

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,672

Property taxesest. at asking price, St. Johns County$436

HOAbilled monthly$381

Estimated total, before insurance$2,490/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,680/yr · $473/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $318,500 in May 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$294,537	$239,091	—
2024	$296,925	$231,645	—
2023	$273,442	$223,442	—
2022	$61,600	$55,000	—
2021	$50,000	$50,000	—

2024 property taxes (current owner): $5,680/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,242 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jan 27, 2026Listed$328,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$328,000

Price / Sq Ft$182

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,805

Acres0.09 acres

Year Built2022

TypeResidential

Sub-TypeTownhouse

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryLakeside Academy

MiddleLakeside Academy

HighBeachside

Community Information

Address236 Boracay Circle, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionGrand Isle At Beachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size3,920.4 sq ft

Parcel Number0237200480

ZoningResidential

Amenities

AmenitiesBasketball Court, Beach Access, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage Door Opener, Parking Lot

ViewProtected Preserve, Trees/Woods