This home is in Stillwater, St. Johns — a golf course home in St. Johns County.
Active·205 days on market·Stillwater
365 Stillwater Boulevard
St. Johns, FL 32259
About this home
Stillwater
Welcome home to your dream villa in the 55+ Community of Stillwater. Located on HOLE 3 with a POND VIEW, This 2-bedroom, 2-bath villa includes a dedicated office/flex room and an open-concept layout with crown molding, quartz countertops, wood-look tile flooring, a gas stove, walk-in pantry, and modern finishes throughout. The primary suite features a generous walk-in closet, double vanity, and walk-in shower. You'll love your peaceful pond and golf course views from your the screened lanai. The exterior includes Hardie siding, paver surfaces, and a spacious 2-car garage. Lawn care is included, and homeowners receive a golf membership. This gated 55+ community includes an 18-hole Bobby Weed-designed golf course, Toptracer practice facility, resort-style pool, fitness center, pickleball, tennis, bocce ball, and a clubhouse with dining, bar, and weekly events. Centrally located in St. Johns near shopping, dining, hospitals, and highways.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $331,183 | $331,183 | — |
| 2024 | $363,100 | $363,100 | — |
| 2023 | $362,481 | $362,481 | — |
| 2022 | $346,845 | $346,845 | — |
2025 property taxes (current owner): $7,346/yr
Estimated taxes if purchased at asking price: ~$6,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,739 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Feb 9, 2026Listed$390,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Stillwater
Stillwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Stillwater homes for sale →Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Stillwater
Active$400,000MLS# 2142964Est. $2,129/mo312 Stillwater Boulevard, St. Johns, FL 322592 Beds2 Baths1,710 sqftGOLF IS INCLUDED--and so is the lifestyle! Located in Stillwater, a gated 55+ active-adult golf community in St. Johns,…
ResidentialDOGWOOD REALTY
Active$400,000MLS# 2157142Est. $2,129/mo99 Round Robin, St. Johns, FL 322593 Beds2 Baths1,800 sqftResort-Style 55+ Living in Stillwater! Welcome home to this gently used 3-bedroom plus office/flex room, 2-bathroom gem…
ResidentialFLORIDA HOMES REALTY & MTG LLC
Active$400,000MLS# 2147802Est. $2,129/mo80 Dogleg Run, St. Johns, FL 322593 Beds2 Baths1,886 sqftSome Homes Check the Boxes. This One Checks All of Them.Welcome to one of the most sought-after positions in…
ResidentialCOMPASS FLORIDA LLC
Active$400,000MLS# 2119943Est. $2,129/mo56 Round Robin Run, St. Johns, FL 322593 Beds2 Baths1,891 sqftLive the resort lifestyle at Stillwater at St. Johns, the premier 55+ active adult golf community. This pristine 2024…
ResidentialKELLER WILLIAMS ST JOHNS
Keep looking
Similar homes in St. Johns
Explore the area
More in Stillwater
Stillwater guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines