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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Oct 14, 2025·61 days on market

1739 Elsie Street

Green Cove Springs, FL 32043

$220,000sold priceListed at $220,000 · 100% of asking$164/sqftMLS# 2099254
3
Beds
1.5
Baths
1,344
Sq Ft
1975
Built
—
Garage
No
Pool
No HOA13,504 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

Nestled in the heart of Green Cove Springs, this charming single-family home offers 3 bedrooms and 1.5 bathrooms across a spacious 1,344 square feet. The home features an updated kitchen and bathrooms, complete with stainless steel appliances. Enjoy a comfortable layout with a generous living and dining area—perfect for everyday living and entertaining. Additional highlights include a large backyard ideal for outdoor fun and a newer AC system installed in 2021. Don't miss out on this well-maintained home in a great location!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,219
Property taxesest. at asking price, Clay County$337
Estimated total, before insurance$1,556/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,985/yr · $249/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$220,000
$44,000
Loan Term
Monthly Payment
$1,219
Principal & Interest: $1,219
Property taxes (est.): $337
Insurance (est.): $147
Estimated Total Monthly
$1,702
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$176,041$144,031—
2024$159,690$130,938—
2023$147,553$119,035—
2022$125,548$108,214—
2021$100,835$98,377—
2020$89,434$89,434—

2024 property taxes (current owner): $2,985/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $164/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
446 Vermont Avenue, Green Cove Springs, FL 32043Listed by INSPIRED REALTY LLCJul 2026$214,000$1463/21,461710.6
101 S Oakridge Avenue, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$200,000$1364/2.51,4681010.6
2 N Oakridge Avenue, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCSep 2026$140,000$1393/11,008170.7
1354 Little Heron Place, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCSep 2026$321,850$2004/21,609710.8
1350 Little Heron Place, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCSep 2026$336,850$2053/21,646760.8
1208 Melrose Avenue, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCSep 2026$211,000$1793/11,176610.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$220,000
Price / Sq Ft$164
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,344
Acres0.31 acres
Year Built1975
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address1739 Elsie Street, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionPalmer & Ferris
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size13,503.6 sq ft
Parcel Number38062601691500000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned
ViewOther

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Electric Cooktop, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LaundryIn Unit

Additional Information

Date ListedJuly 18, 2025
Days on Market61
Tax Amount$2,985.39
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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