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Sold·Closed Jan 30, 2026·164 days on market

108 Hugh Avenue

Interlachen, FL 32148

$120,000sold priceListed at $123,999 · 96.8% of asking$89/sqftMLS# 2098286
3
Beds
2
Baths
1,344
Sq Ft
1981
Built
—
Garage
No
Pool
No HOA0.43 acresMobile Home1 story

About this home

Interlachen

Updated 3BR/2BA home with Central Heat & Air on Oversized Fenced Lot. This home is move-in ready with a new well, RV hookup, and ample storage/workshop space. Fully furnished—washer, dryer, couches, and dining set included. Multiple entrances and easy access to the master area make it ideal for a large family or potential room rental. Located on quiet Hugh Street, just one block from the lake, offering a nice breeze and dining area views. Enjoy a screened front porch and a large fenced lot stretching from Hugh Street to Kitty Avenue—perfect for pets, gardening, parking, or equipment. Schedule your showing today to experience the space, convenience, and lakeside comfort this property provides.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$665
Estimated total, before insurance$665/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,516/yr · $126/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$120,000
$24,000
Loan Term
Monthly Payment
$665
Principal & Interest: $665
Insurance (est.): $80
Estimated Total Monthly
$745
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,486 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,516/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $142/sq ft; this home is listed at $92/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
119 Walter Avenue, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INCMar 2026$149,900$1462/21,027280.2
105 Rachel Road, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Apr 2026$125,000$1303/1960330.4
221 Maltas Avenue, Interlachen, FL 32148Listed by IHEART REALTY INCJun 2026$180,000$1423/21,2643530.5
169 Jewel Avenue, Interlachen, FL 32148Listed by BEYCOME OF FLORIDA LLCJun 2026$80,000$483/21,6801110.5
209 Dawn Avenue, Interlachen, FL 32148Listed by TEAM FLORIDA REALTY SERVICES INCOct 2025$186,000$1763/21,056690.5
412 64th Street, Interlachen, FL 32148Listed by TEAM FLORIDA REALTY SERVICES INCJun 2026$95,000$552/21,720310.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$123,999
Price / Sq Ft$92
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,344
Acres0.43 acres
Year Built1981
TypeResidential
Sub-TypeMobile Home
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryInterlachen
HighInterlachen

Community Information

Address108 Hugh Avenue, Interlachen, FL 32148
Area572-Interlachen-NE
SubdivisionInterlachen Lakes Estates
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size18,730.8 sq ft
Parcel Number021024407522900050
ZoningResidential

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingOther

Interior

AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

FencingFenced
RoofMetal
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedDecember 29, 2025
Days on Market164
Tax Amount$1,515.93
Tax Year2024
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: NICOSIA REALTY INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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