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Sold·Closed Mar 13, 2026·175 days on market
123 Peninsular Drive
Crescent City, FL 32112
About this home
Crescent City
RARE LAKEFRONT VALUE! This beautifully maintained 2BR/2BA lakefront home is priced well below market value and offers a peaceful setting that's hard to find at this price point. Situated on a large lake lot, the home features brand-new upgrades throughout, including NEW PLUMBING, new carpeting, water heater, blinds, fresh interior paint, and new stairs. Abundant windows fill the space with natural light, creating a bright and welcoming atmosphere. Enjoy the convenience of a covered carport and the tranquility of a quiet neighborhood just two minutes from a boat ramp and marina on the St. Johns River. Dining and entertainment are close by at local favorite Renegades on the River, and golf enthusiasts will love being just a golf cart ride away from Oakes Golf Course, with direct neighborhood access. Perfect as a weekend retreat or full-time residence, this lakefront gem is truly a must-see opportunity.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1980)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,727 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Deep Creek Conservation Areaabout 22 mi · 4.1 mi of trails
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $1,664/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $106/sq ft; this home is listed at $83/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 115 Lake Drive, Crescent City, FL 32112Listed by COLDWELL BANKER BEN BATES INC | Dec 2025 | $110,000 | $92 | 3/2 | 1,196 | 160 | 0.1 |
| 106 Georgia Avenue, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTY | Sep 2025 | $148,000 | $110 | 3/2 | 1,344 | 110 | 0.1 |
| 105 Lake Drive, Crescent City, FL 32112Listed by TIMBER TO TIDES REALTY LLC | Jun 2025 | $145,000 | $126 | 3/2 | 1,152 | 49 | 0.1 |
| 126 Georgia Avenue, Crescent City, FL 32112Listed by LPT REALTY LLC | Aug 2026 | $194,000 | $106 | 4/3 | 1,824 | 162 | 0.2 |
| 116 Iowa Street, Crescent City, FL 32112Listed by CENTURY 21 LIGHTHOUSE REALTY | Jul 2026 | $73,500 | $64 | 2/2 | 1,152 | 295 | 0.2 |
| 212 Alabama Street, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTY | Apr 2026 | $150,000 | $93 | 3/2 | 1,620 | 96 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LPT REALTY LLC
Sold by: TIMBER TO TIDES REALTY LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines