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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·464 days on market

282 Byrd Road

Crescent City, FL 32112

$350,000$197/sqftEst. $1,939/moMLS# 2097435
3
Beds
2
Baths
1,781
Sq Ft
1958
Built
—
Garage
No
Pool
FEMA Zone ANo HOA9.20 acresWaterfrontSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Crescent City

LAKE FRONT 3/2 BLOCK HOME ON 4.8+/- ACRE WITH AN ADDITIONAL 4.65+/- ACRE PARCEL #26-10-27-0000-0103-0000. THIS HOME HAS AN UPDATED KITCHEN WITH GRANITE COUNTERTOPS AND UPDATED APPLIANCES, BATHS HAVE BEEN UPDATED, NEWER VINYL FLOORING AND CARPETING, ELECTRICAL UPGRADES IN 2022, METAL ROOF INSTALLED 2022, A/C INSTALLED 2022. THERE IS AN OLDER STRUCTURE ON THE PROPERTY THAT COULD BE USED AS A GUEST HOME OR AN ART STUDIO. HOME IS SOLD ''AS IS'' NO REPAIRS WILL BE MADE.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Estimated total, before insurance$1,939/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Insurance (est.): $233
Estimated Total Monthly
$2,172
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,329 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:28 AM, sunset 6:55 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $262/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 8, 2025Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
406 Union Avenue, Crescent City, FL 32112Listed by MAXREV, LLCJul 2025$530,000$3623/11,464241.6
101 Diamond Lake Drive, Crescent City, FL 32112Listed by ST JOHNS REALTY AND MANAGEMENT LLCSep 2026$165,000$1234/21,344861.7
404 Grand Rondo E, Crescent City, FL 32112Listed by LPT REALTYAug 2026$328,000$2413/21,36042
601 Vernon Avenue, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTYJul 2026$350,000$1923/21,821382.1
624 Palmetto Avenue, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTYJun 2026$295,000$2233/1.51,3251022.1
231 Oleander Avenue, Crescent City, FL 32112Listed by IHEART REALTY INCJun 2025$284,000$1374/2.52,0763002.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$197
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,781
Acres9.20 acres
Year Built1958
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address282 Byrd Road, Crescent City, FL 32112
Area583-Crescent/Georgetown/Fruitland/Drayton Isl
SubdivisionMetes & Bounds
CityCrescent City
CountyPutnam
StateFL
Zip Code32112
Lot Size400,752 sq ft
Parcel Number261227000001020000
ZoningAgricultural

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, RV Access/Parking
ViewLake, Trees/Woods
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDryer, Freezer, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesDock
Lot DescriptionAgricultural, Dead End Street, Many Trees, Wooded
Patio / PorchCovered, Glass Enclosed, Patio, Porch, Rear Porch
FencingBack Yard, Wire
RoofMetal
ConstructionBlock
Other StructuresGuest House
Road SurfaceDirt
Road FrontageUnimproved

Additional Information

Date ListedJuly 8, 2025
Days on Market408
Tax Amount$262
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 TRITON REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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