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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jan 30, 2026·181 days on market

103 Barter Drive

Satsuma, FL 32189

$275,009sold priceListed at $289,900 · 94.9% of asking$186/sqftMLS# 2096937
3
Beds
2
Baths
1,478
Sq Ft
2022
Built
—
Garage
No
Pool
No HOA1.09 acresManufactured Home1 story

About this home

Satsuma

🌟 Modern Comfort Meets Versatile Space in Satsuma! 🌟 Welcome to this 2022 Jacobson-built home featuring 3 bedrooms, 2 bathrooms, and 1,478 square feet of thoughtfully designed living space. Set on a sprawling 1.09-acre corner lot, this property offers both privacy and plenty of room to grow. Step inside to discover a bright, open-concept layout with modern finishes and a comfortable flow—perfect for entertaining or everyday living. The spacious primary suite provides a relaxing retreat, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. But the true bonus? A 1,500 sq ft steel building—ideal for a workshop, extra storage, or your next big project. Whether you're a car enthusiast, business owner, or simply need space to spread out, this setup delivers on versatility. Located just minutes from local conveniences and outdoor recreation, this turn-key home offers the best of Florida living—function, freedom, and room to thrive.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,523
Estimated total, before insurance$1,523/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,318/yr · $193/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$275,009
$55,002
Loan Term
Monthly Payment
$1,523
Principal & Interest: $1,523
Insurance (est.): $183
Estimated Total Monthly
$1,707
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,318/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
103 Barter Drive, Satsuma, FL 32189Listed by REAL BROKER LLCAug 2026$275,000$1863/21,47890
107 Musket Drive, Satsuma, FL 32189Listed by IHEART REALTY INCJul 2025$149,000$1402/21,0643340.1
114 Musket Drive, Satsuma, FL 32189Listed by IHEART REALTY INCJun 2025$260,000$1423/21,832720.1
100 Musket Drive, Satsuma, FL 32189Listed by CARLISLE & CO. REAL ESTATE SERVICESJun 2025$190,000$1473/21,296120.1
105 Folklore Drive, Satsuma, FL 32189Listed by LANTERN REALTY, LLC.Apr 2026$200,000$1753/21,1442610.2
107 Folklore Drive, Satsuma, FL 32189Listed by IHEART REALTY INCMar 2026$200,000$1892/21,056680.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$289,900
Price / Sq Ft$196
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,478
Acres1.09 acres
Year Built2022
TypeResidential
Sub-TypeManufactured Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address103 Barter Drive, Satsuma, FL 32189
Area581-Satsuma/Hoot Owl Ridge
SubdivisionSt Johns R/s Est Hghlnd
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size47,480.4 sq ft
Parcel Number391126823100300100
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingOther, Off Street

Interior

Interior FeaturesKitchen Island, Open Floorplan
AppliancesDishwasher, Electric Oven, Electric Range, Refrigerator, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCleared, Corner Lot, Few Trees
Patio / PorchFront Porch, Porch
FencingFenced
ConstructionVinyl Siding
Other StructuresWorkshop
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedJuly 4, 2025
Days on Market181
Tax Amount$2,317.55
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IHEART REALTY INC

Sold by: REAL BROKER LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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