No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Sep 26, 2025·115 days on market
109 Laurel Lane
Crescent City, FL 32112
About this home
Crescent City
Pretty House, pretty Neiborhood, pretty little country Town! This is just the Jem you have been looking for. Beautifully maintained. Peaceful quite community. Deeded access to Lake Crescent world famous Bass fishing! Just minutes to town for Groceries, Town Hall, P.O., gas stations, Bank...etc. A dream of a home you won't want it to slip away. 30 to 45 minutes to Palm Coast or Daytona for more extreme shopping. Large yard, 2 sheds, lovely upgrades
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,706 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 25 mi · 40 parking spaces
Closest park or preserve
Deep Creek Conservation Areaabout 17 mi · 4.1 mi of trails
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:32 AM, sunset 6:49 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $828/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $303/sq ft; this home is listed at $227/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 107 Pique Road, Crescent City, FL 32112Listed by FLORIDA HOMES REALTY & MTG LLC | Nov 2025 | $299,900 | $243 | 2/2 | 1,232 | 88 | 0.1 |
| 146 Crestbreeze Manor, Crescent City, FL 32112Listed by FLORIDA HOMES REALTY & MTG LLC | May 2025 | $410,000 | $415 | 2/1.5 | 988 | 23 | 0.4 |
| 102 Lake Avenue, Crescent City, FL 32112Listed by RIVER LIFE REALTY LLC | May 2026 | $425,000 | $303 | 2/2 | 1,402 | 14 | 0.8 |
| 711 N Park Street, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTY | Apr 2026 | $310,000 | $217 | 2/2 | 1,428 | 82 | 1.1 |
| 604 Holly Lane, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTY | Oct 2025 | $143,500 | $122 | 2/2 | 1,175 | 0 | 1.1 |
| 406 Union Avenue, Crescent City, FL 32112Listed by MAXREV, LLC | Jul 2025 | $530,000 | $362 | 3/1 | 1,464 | 24 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER BEN BATES INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Rural
For Sale3044 Main StreetFolkston, FL 31537
4 bd · 3 ba · 3,090 sq ft
$474,500Est. $2,525/moWelcome to your own private retreat in the heart of Folkston! Situated on 2.7 acres, this beautifully updated property…
Listing Office: real broker llc
For Sale2045 State Road 13 NFruit Cove, FL 32259
4 bd · 3 ba · 3,527 sq ft
$2,400,000Est. $12,774/moYour dream home awaits! Stunning TO BE BUILT by award winning CornerStone Homes. Rich detailed finishes, culinary…
Listing Office: re/max specialists
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 26, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines