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Sold·Closed Aug 28, 2025·92 days on market
403 Lightning Lane
Interlachen, FL 32148
About this home
Interlachen
Beautifully Situated Doublewide on 4.37 Acres with Creek Access Nestled on a serene 4.37-acre lot with picturesque Gum Creek running along the back of the property, this well-maintained doublewide home offers the perfect blend of comfort, space, and country charm. The home features a desirable split floor plan with generously sized living, dining, and kitchen areas—ideal for both everyday living and entertaining. Enjoy all-new appliances in the kitchen and relax year-round in the expansive vinyl-enclosed porch. Owners also just installed a new water heater. Outside, the property boasts a massive pole barn, multiple outbuildings with power, and ample room for gardening, hobbies, or livestock. This property truly offers something for everyone—peace, privacy, and plenty of potential. Beautiful, fenced yard ready to go.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,445 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Deep Creek Conservation Areaabout 26 mi · 4.1 mi of trails
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $3,166/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $156/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 209 Thunder Road, Interlachen, FL 32148Listed by TIMBER TO TIDES REALTY LLC | Oct 2025 | $375,000 | $231 | 3/2 | 1,620 | 49 | 0.2 |
| 111 James Avenue, Interlachen, FL 32148Listed by CENTURY 21 LAKESIDE REALTY | Nov 2025 | $210,000 | $135 | 4/2 | 1,560 | 6 | 0.4 |
| 101 Pond Circle, Interlachen, FL 32148Listed by NICOSIA REALTY INC. | Oct 2026 | $259,900 | $179 | 3/2 | 1,456 | 35 | 0.5 |
| 116 James Avenue, Interlachen, FL 32148Listed by NICOSIA REALTY INC. | Jun 2026 | $140,000 | $107 | 3/2 | 1,308 | 71 | 0.5 |
| 123 Buckles Drive, Interlachen, FL 32148Listed by NICOSIA REALTY INC. | Jun 2025 | $275,000 | $205 | 2/2 | 1,342 | 3 | 0.6 |
| 125 Poplar Drive, Interlachen, FL 32148Listed by NON MLS (realMLS) | Jul 2025 | $130,000 | $94 | 3/2 | 1,380 | 0 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: NICOSIA REALTY INC.
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines