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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed May 23, 2025·21 days on market

1851 Paradise Moorings Boulevard

Middleburg, FL 32068

$560,000sold priceListed at $575,000 · 97.4% of asking$211/sqftMLS# 2085347
4
Beds
3
Baths
2,649
Sq Ft
2005
Built
3
Garage
No
Pool
HOA $120/mo10,019 sqft lotWaterfrontSingle Family Residence1 story

About this home

Middleburg

INCREDIBLE VALUE in Paradise Moorings! Beautifully maintained, this 2005 custom built home sits on a unique lot, surrounded by water on two sides offering gorgeous views throughout. Enjoy the morning sun in your screened in lanai then stroll to the neighborhood dock for spectacular sunsets over Doctors Lake! Serenity also comes with peace of mind in this gated community and with many of the main home related items done you can rest even easier! New roof 2022, two brand new hot water heaters 2024, AC system 2017 with regular maintenance and UV Filter, new Quarts countertops in the kitchen, Plantation Shutters, Shark Coating in the garage.. Did we mention the 3 car garage! An absolute gem of a property that you must see for yourself! Schedule your showing today and don't miss this opportunity to buy in Paradise Moorings! Also listed on realMLS #2081504

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,102
Property taxesest. at asking price, Clay County$858
HOAbilled monthly$120
Estimated total, before insurance$4,080/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,742/yr · $395/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$560,000
$112,000
Loan Term
Monthly Payment
$3,102
Principal & Interest: $3,102
Property taxes (est.): $858
Insurance (est.): $373
Estimated Total Monthly
$4,333
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,742/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • May 2, 2025Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $217/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1998 Lenox Court, Middleburg, FL 32068Listed by BEYCOME OF FLORIDA LLCSep 2026$353,900$1643/2.52,152430.3
1850 Waterbury Lane, Fleming Island, FL 32003Listed by MILLER & COMPANY REAL ESTATESep 2026$690,600$2944/2.52,3451940.5
2283 South Brook Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$695,000$2255/43,093111
1955 Guarded Way, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$470,000$2044/22,303401.1
2125 Blue Heron Cove, Fleming Island, FL 32003Listed by BEYCOME OF FLORIDA LLCSep 2026$890,000$3464/32,57441.1
1533 Harvest Cove Drive, Middleburg, FL 32068Listed by PALM REALTY GROUP INCAug 2026$380,000$1914/31,987251.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$575,000
Price / Sq Ft$217
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,649
Acres0.23 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address1851 Paradise Moorings Boulevard, Middleburg, FL 32068
Area146-Middleburg-NE
SubdivisionParadise Moorings
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size10,018.8 sq ft
Parcel Number36042500831100156

Amenities

UtilitiesElectricity Connected
Water SourcePublic
ParkingGarage
Waterfront TypeLagoon

Interior

AppliancesDishwasher
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMay 2, 2025
Days on Market21
HOA Fees$120 / Monthly
HOA FrequencyMonthly
Tax Amount$4,741.58
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: STA REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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