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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

$290,000Sold4 bd · 3 ba · 1,825 sq ft

Sold·Closed Apr 16, 2026·352 days on market

1400 High Street

Palatka, FL 32177

$290,000sold priceListed at $300,000 · 96.7% of asking$159/sqftMLS# 2082224
4
Beds
3
Baths
1,825
Sq Ft
1965
Built
—
Garage
No
Pool
No HOA0.48 acresSingle Family Residence1 story

About this home

Palatka

Beautifully updated 4-bedroom, 3-bathroom home offering an open, welcoming layout ideal for both everyday living and entertaining. The entire home has been refreshed with fresh paint, new carpet, and recent updates throughout, creating a clean, modern feel. Enjoy generously sized bedrooms, a bright dining room, a functional kitchen, and a cozy office area perfect for working from home or quiet time. Outside, you'll find a 2-car carport and a fenced-in backyard, ideal for pets, play, or relaxing outdoors. The durable brick exterior adds timeless curb appeal. Bonus feature: fully paid-off solar panels, helping you save on energy costs from day one! This move-in-ready gem is one you don't want to miss. Contact us today to schedule your showing!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,581
Estimated total, before insurance$1,581/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,699/yr · $392/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,699/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $159/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1409 Cleveland Ave Avenue, Palatka, FL 32177Listed by MAXREV, LLCMay 2026$359,500$1764/2.52,0392030
1413 Cleveland Ave Avenue, Palatka, FL 32177Listed by MAXREV, LLCJun 2026$292,500$1804/21,6272330.1
2025 Kate Street, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLCAug 2026$204,500$1593/11,290330.2
821 S 14th Street, Palatka, FL 32177Listed by STA REALTYSep 2026$220,000$1654/21,33080.5
1820 Roselle Avenue, Palatka, FL 32177Listed by MAXREV, LLCJun 2026$175,000$1242/1.51,415340.5
611 Moseley Avenue, Palatka, FL 32177Listed by BALDWIN FAMILY REALTY LLCAug 2026$140,000$823/21,71630.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$300,000
Price / Sq Ft$164
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,825
Acres0.48 acres
Year Built1965
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address1400 High Street, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionRudds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size20,908.8 sq ft
Parcel Number121026810000100340

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingCarport

Interior

AppliancesOther
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedApril 17, 2025
Days on Market352
Tax Amount$4,698.78
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DUCK REALTY INC

Sold by: DUCK REALTY INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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