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Sold

Sold·Closed May 29, 2025·6 days on market

674 Holly Lakes Drive

Orange Park, FL 32073

$214,594sold priceListed at $216,189 · 99.3% of asking$145/sqftMLS# 2080706
3
Beds
2.5
Baths
1,483
Sq Ft
2025
Built
1
Garage
No
Pool
HOA $195/mo2,178 sqft lotTownhouse2 storiesNew construction

About this home

Orange Park

Move in Ready Now!! Lennar Town Homes, MIA floor plan, 3 Bed, 2.5 Bath, and one car garage. Everything's  features: Kitchen white cabs/ with white Quartz counter tops, 36'' cabinets. Frigidaire stainless steel appliances (range, dishwasher, microwave, and refrigerator), LVP in wet and main areas (living/kitchen/bathroom), stackable washer/dryer, window blinds throughout, water heater, screened lanai, window blinds throughout. 1 year builder warranty, dedicated customer service program and 24-hour emergency service.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,189
Property taxesest. at asking price, Clay County$329
HOAbilled monthly$195
Estimated total, before insurance$1,713/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$601/yr · $50/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$214,594
$42,919
Loan Term
Monthly Payment
$1,189
Principal & Interest: $1,189
Property taxes (est.): $329
Insurance (est.): $143
Estimated Total Monthly
$1,661
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $6,615,000 in August 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2024$40,000$40,000—
2023$6,000$6,000—

2024 property taxes (current owner): $601/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Apr 9, 2025Listed$216,189

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $143/sq ft; this home is listed at $146/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
638 Holly Lakes Drive, Orange Park, FL 32073Listed by LENNAR REALTY INCMay 2025$221,000$1244/2.51,789670
618 Holly Lakes Drive, Orange Park, FL 32073Listed by LENNAR REALTY INCMay 2025$220,794$1424/2.51,558270
654 Holly Lakes Drive, Orange Park, FL 32073Listed by LENNAR REALTY INCMay 2025$226,395$1533/2.51,483330
662 Holly Lakes Drive, Orange Park, FL 32073Listed by LENNAR REALTY INCMay 2025$222,094$1434/2.51,558150
650 Holly Lakes Drive, Orange Park, FL 32073Listed by LENNAR REALTY INCMay 2025$211,450$1433/2.51,483220
603 Holly Lakes Drive, Orange Park, FL 32073Listed by LENNAR REALTY INCMay 2025$205,000$1383/2.51,48380

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$216,189
Price / Sq Ft$146
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,483
Acres0.05 acres
Year Built2025
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address674 Holly Lakes Drive, Orange Park, FL 32073
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionTownhomes of Holly Cove
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size2,178 sq ft
Parcel Number31032601844205159
ZoningPUD

Amenities

AmenitiesNone
UtilitiesCable Available, Other
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, Windows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedApril 9, 2025
Days on Market6
HOA Fees$195 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$600.57
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LENNAR REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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