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Sold

Sold·Closed Jul 2, 2025·63 days on market

52 Peppermint Avenue

Middleburg, FL 32068

$325,000sold priceListed at $329,900 · 98.5% of asking$211/sqftMLS# 2078084
4
Beds
2
Baths
1,543
Sq Ft
2021
Built
1
Garage
No
Pool
No HOA1.13 acresSingle Family Residence1 story

About this home

Middleburg

Check out this gem built in 2021 with No pesky CDD or HOA here—just tons of space to spread out on this 1.13 acre lot. This beauty boasts 4 bedrooms, 2 baths, and 1,543 sq ft of pure comfort, with an open-concept kitchen, dining, and family room perfect for entertaining. 9' ceilings, sleek stainless steel appliances, gorgeous crown-molded cabinets, stylish luxury vinyl plank flooring, and a cozy covered lanai. Room to roam and all the right touches—what's not to love?

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
Property taxesest. at asking price, Clay County$498
Estimated total, before insurance$2,298/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,428/yr · $369/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Property taxes (est.): $498
Insurance (est.): $217
Estimated Total Monthly
$2,515
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $275,000 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$276,936$276,936—
2024$271,067$271,067—
2023$259,694$259,694—
2022$231,204$224,904—
2021$17,000$17,000—
2020$17,000$17,000—

2024 property taxes (current owner): $4,428/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $214/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
212 N Mimosa Avenue, Middleburg, FL 32068Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$430,000$2253/21,91020.2
63 Parsley Avenue, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$314,716$2473/21,276160.2
13 Tulip Court, Middleburg, FL 32068Listed by LANTERN REALTY, LLC.Sep 2026$274,900$1434/21,924950.3
469 Jill Street, Middleburg, FL 32068Listed by JPAR CITY AND BEACHSep 2026$401,000$2454/21,638140.5
60 Plankton Avenue, Middleburg, FL 32068Listed by EAST COAST REALTYSep 2026$239,900$1483/21,620600.5
132 Mandrake Street, Middleburg, FL 32068Listed by DUVAL REALTY OF JAXJul 2026$110,000$683/21,607190.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$329,900
Price / Sq Ft$214
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,543
Acres1.13 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address52 Peppermint Avenue, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionJacksonville South
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size49,222.8 sq ft
Parcel Number09052400595349700

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMarch 27, 2025
Days on Market63
Tax Amount$4,427.89
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TPR REAL ESTATE GROUP INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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