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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Apr 28, 2025·22 days on market

9811 NW 219th Street

Starke, FL 32091

$120,000sold priceListed at $140,000 · 85.7% of asking$75/sqftMLS# 2077768
3
Beds
2
Baths
1,592
Sq Ft
1979
Built
—
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

Starke

INVESTOR SPECIAL!!!!! This site built home features nice interior with spacious living room, eat-in fully equipped kitchen with oak cabinets, screened front porch, enclosed back porch, 4-car detached carport with concrete floor and water, located on 3.33 gorgeous acres at the end of a beautiful dead end road. Home needs extensive repairs and is being sold as-is with Seller making no repairs.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$665
Estimated total, before insurance$665/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$120,000
$24,000
Loan Term
Monthly Payment
$665
Principal & Interest: $665
Insurance (est.): $80
Estimated Total Monthly
$745
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal, Shingle — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,670 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $164/sq ft; this home is listed at $88/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12167 NW CR 229, Lake Butler, FL 32054Listed by ENGEL & VOLKERS GAINESVILLEMay 2026$400,000$2064/21,946280.8
8734 NW 219th Street, Starke, FL 32091Listed by EXIT INSPIRED REAL ESTATENov 2025$500,000$3013/31,662521.1
21964 NW 85th Avenue, Starke, FL 32091Listed by CW REALTYSep 2026$259,900$1644/21,58061.2
21924 NW 85th Avenue, Starke, FL 32091Listed by CW REALTYMay 2026$239,722$1384/21,740231.2
21924 NW 85th Avenue, Starke, FL 32091Listed by CW REALTYNov 2025$100,000$574/21,740401.2
8481 NW 210 Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCNov 2025$51,000$303/21,700951.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$140,000
Price / Sq Ft$88
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,592
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces4
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address9811 NW 219th Street, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionStarke
CityStarke
CountyBradford
StateFL
Zip Code32091
Parcel Number00513-0-00102

Amenities

UtilitiesElectricity Connected
SewerPublic Sewer
Water SourceWell
ParkingCarport

Interior

Interior FeaturesCeiling Fan(s)
AppliancesElectric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingElectric
CoolingElectric, Split System
FlooringLaminate, Tile, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionDead End Street
Patio / PorchFront Porch, Porch, Rear Porch, Screened
RoofMetal, Shingle
ConstructionBlock, Frame
Road SurfaceDirt

Additional Information

Date ListedMarch 26, 2025
Days on Market22
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SOUTHEAST REALTY GROUP

Sold by: CW REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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