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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Nov 13, 2025·40 days on market

21924 NW 85th Avenue

Starke, FL 32091

$100,000sold priceListed at $149,900 · 66.7% of asking$57/sqftMLS# 2108366
4
Beds
2
Baths
1,740
Sq Ft
1998
Built
—
Garage
No
Pool
No HOA2.00 acresWaterfrontManufactured Home1 story

About this home

Starke

ATTENTION INVESTORS & CASH BUYERS! Opportunity knocks with this spacious 4 bedroom, 2 bath DWMH sitting pretty on 2 acres of North Florida ground. This property combines two parcels sold as one, fully fenced for pets, and features its own half-acre pond and a 22x20 block workshop/mancave—a rare find at this price point! With a newer roof and HVAC already taken care of, some big-ticket updates are done. The home is currently livable but does need new subfloors right away and a touch of TLC to restore it to its full potential. Perfect for a seasoned investor looking for a quick flip, a rental portfolio addition, or anyone ready to roll up their sleeves and unlock the equity. Corner lot, country setting, fenced, and full of promise—this one's priced right and ready for its next chapter. CASH BUYERS ONLY.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$554
Estimated total, before insurance$554/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$100,000
$20,000
Loan Term
Monthly Payment
$554
Principal & Interest: $554
Insurance (est.): $67
Estimated Total Monthly
$621
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $86/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
21964 NW 85th Avenue, Starke, FL 32091Listed by CW REALTYSep 2026$259,900$1644/21,58060
21924 NW 85th Avenue, Starke, FL 32091Listed by CW REALTYMay 2026$239,722$1384/21,740230
8734 NW 219th Street, Starke, FL 32091Listed by EXIT INSPIRED REAL ESTATENov 2025$500,000$3013/31,662520.3
8481 NW 210 Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCNov 2025$51,000$303/21,700951
8462 NW 210th Street, Starke, FL 32091Listed by EXIT INSPIRED REAL ESTATEAug 2025$224,000$1603/21,404361.1
9811 NW 219th Street, Starke, FL 32091Listed by SOUTHEAST REALTY GROUPApr 2025$120,000$753/21,592221.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$149,900
Price / Sq Ft$86
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,740
Acres2.00 acres
Year Built1998
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontYes

School Information

MiddleBradford
HighBradford

Community Information

Address21924 NW 85th Avenue, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size87,120 sq ft
Parcel Number00508000101

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingDetached
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories1

Exterior

Lot DescriptionAgricultural, Cleared
Patio / PorchPatio, Porch
FencingBack Yard
RoofMetal
ConstructionVinyl Siding
Other StructuresWorkshop
Road SurfaceGravel
Road FrontageCounty Road

Additional Information

Date ListedSeptember 11, 2025
Days on Market40
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Sold by: CW REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 13, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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