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Sold·Closed Mar 10, 2026·343 days on market

215 Montgomery Court

Palm Coast, FL 32164

$339,990sold priceListed at $339,990 · 100% of asking$185/sqftMLS# 2075184
3
Beds
2
Baths
1,835
Sq Ft
2025
Built
2
Garage
No
Pool
HOA $15/moSingle Family Residence1 storyNew construction

About this home

Palm Coast

The impressive Palmetto plan brings luxury to life. A spacious, open-concept layout is at the heart of the main floor, encompassing an airy great room, a dining area, and a chef's kitchen with a center island and a walk-in pantry. A covered patio is steps away—perfect for al fresco meals. The owner's suite is adjacent, boasting a large walk-in closet and a private bath with dual vanities and a benched shower. Two additional bedrooms and a bath round out this plan. Located on a beautiful homesite backed up to trees for extra privacy and walking distance to the upcoming amenity center. Don't forget to ask about builder incentives!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,883
HOAbilled annually$15
Estimated total, before insurance$1,899/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,213/yr · $184/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$339,990
$67,998
Loan Term
Monthly Payment
$1,883
Principal & Interest: $1,883
Insurance (est.): $227
Estimated Total Monthly
$2,110
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,213/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 12, 2025Listed$339,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $185/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1357 Ribbon Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDAAug 2026$329,990$1743/21,8951770.1
1335 Ribbon Place Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDASep 2026$299,990$2163/21,3881500.3
324 Fishtail Place, Palm Coast, FL 32164Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$392,300$2172/21,808210.4
310 Fishtail Place, Palm Coast, FL 32164Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$384,000$1963/2.51,962480.5
188 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLCSep 2026$349,997$1694/32,0702550.8
214 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLCSep 2026$345,997$1674/32,0702430.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$339,990
Price / Sq Ft$185
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,835
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryBunnell
MiddleBuddy Taylor

Community Information

Address215 Montgomery Court, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Woods
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number2112315560000001450

Amenities

AmenitiesPool, Clubhouse, Dog Park, Jogging Path, Park, Playground
UtilitiesCable Connected, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesKitchen Island, Open Floorplan
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMarch 12, 2025
Days on Market343
HOA Fees$185 / Annually
HOA FrequencyAnnually
Tax Amount$2,212.99
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: CENTURY COMMUNITIES OF FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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