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Sold

Sold·Closed Apr 24, 2025·42 days on market

203 Peppermint Avenue

Middleburg, FL 32068

$234,000sold priceListed at $234,000 · 100% of asking$173/sqftMLS# 2070590
3
Beds
2
Baths
1,352
Sq Ft
2024
Built
—
Garage
No
Pool
No HOA0.96 acresManufactured Home1 storyNew construction

About this home

Middleburg

Don't miss out on this brand new doublewide ready to move in. This homes comes with a full warranty and is move in ready. Nice area, not far from shopping and entertainment. Huge shed in back. Lots of privacy in the back, no worries about anyone moving in behind you. A new septic system was just installed!!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,296
Property taxesest. at asking price, Clay County$359
Estimated total, before insurance$1,655/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,214/yr · $101/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$234,000
$46,800
Loan Term
Monthly Payment
$1,296
Principal & Interest: $1,296
Property taxes (est.): $359
Insurance (est.): $156
Estimated Total Monthly
$1,811
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,229 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,214/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 15, 2025Listed$234,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
153 Plankton Avenue, Middleburg, FL 32068Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLCDec 2025$235,000$1503/21,568410.2
2004 Blue Knoll Road, Middleburg, FL 32068Listed by LANTERN REALTY, LLC.Jul 2026$252,500$1583/21,600950.3
60 Plankton Avenue, Middleburg, FL 32068Listed by EAST COAST REALTYSep 2026$239,900$1483/21,620600.4
469 Jill Street, Middleburg, FL 32068Listed by JPAR CITY AND BEACHSep 2026$401,000$2454/21,638140.6
72 Parsley Avenue, Middleburg, FL 32068Listed by SMILEEHOUSE AUCTION CO LLCApr 2026$236,000$1883/21,258280.6
45 Mint Circle, Middleburg, FL 32068Listed by HASSLE-FREE REALTY LLCAug 2026$376,000$2514/21,496160.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$234,000
Price / Sq Ft$173
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,352
Acres0.96 acres
Year Built2024
TypeResidential
Sub-TypeManufactured Home
StatusClosed
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address203 Peppermint Avenue, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionMimosa Creek Acres
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size41,817.6 sq ft
Parcel Number04052400593100406

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne

Exterior

RoofShingle
ConstructionVinyl Siding
Road SurfaceDirt

Additional Information

Date ListedFebruary 15, 2025
Days on Market42
Tax Amount$1,214.05
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: APEX REALTY SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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