Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed May 8, 2025·37 days on market

109 Istanbul Street

Interlachen, FL 32148

$175,000sold priceListed at $197,900 · 88.4% of asking$116/sqftMLS# 2068928
3
Beds
2
Baths
1,512
Sq Ft
1992
Built
—
Garage
No
Pool
No HOA1.16 acresManufactured Home1 story

About this home

Interlachen

What an incredible opportunity to own a private, fully fenced, 1.16 acre estate, spread across three separate lots, and still on a paved road! This all one-level home features 3 bedrooms, 2 full baths, new solid surface floors in main areas, new carpet in primary suite and spare bedroom, new paint in kitchen and dining room, a new HVAC, a newer Metal Roof, a brand new 24KW whole-house backup generator, multiple outbuildings, several garden plots, and numerous fruit trees. All the comforts of quiet living with the convenience of being just minutes from town. Come enjoy your oversized homestead. Welcome Home!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$969
Estimated total, before insurance$969/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,350/yr · $113/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$969
Principal & Interest: $969
Insurance (est.): $117
Estimated Total Monthly
$1,086
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,629 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,350/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $136/sq ft; this home is listed at $131/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
121 Keuka Road, Interlachen, FL 32148Listed by IHEART REALTY INCJul 2025$154,900$1353/21,1441540.1
141 Paris Street, Interlachen, FL 32148Listed by IHEART REALTY INCJul 2026$205,000$1933/21,0601290.3
203 Vancouver Circle, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Apr 2026$174,794$1063/21,65690.5
253 Lakeview Court, Interlachen, FL 32148Listed by COLDWELL BANKER BEN BATES INCFeb 2026$165,000$1363/21,216361.2
126 Oak Trail, Interlachen, FL 32148Listed by SAND DOLLAR REALTY GROUP INCNov 2025$90,000$783/21,152311.2
167 W Strickland Road, Interlachen, FL 32148Listed by NICOSIA REALTY INC.May 2026$290,000$2693/21,080251.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$197,900
Price / Sq Ft$131
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,512
Acres1.16 acres
Year Built1992
TypeResidential
Sub-TypeManufactured Home
StyleRanch
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address109 Istanbul Street, Interlachen, FL 32148
Area573-Interlachen-SW
SubdivisionInterlachen Lakes Estates
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size50,529.6 sq ft
Parcel Number171024407400600170
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Propane
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Carport

Interior

AppliancesElectric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Front Porch, Screened
FencingChain Link, Full
RoofMetal
Other StructuresShed(s), Workshop
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedFebruary 6, 2025
Days on Market37
Tax Amount$1,350.06
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EPIQUE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines