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Sold·Closed May 9, 2025·128 days on market
512 N 5th Street
Palatka, FL 32177
About this home
Palatka
Failure to Deliver gives you a perfect opportunity to scoop this one up!! She is showing her age but it would not take much for her to shine. This is a home built in 1909 and has a lot of the original wood work still in place. This is a great opportunity to put your touches into it to make it yours.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $528/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Mar 27, 2025Listed$80,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $76/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 412 Madison Street, Palatka, FL 32177Listed by BEACH STATE REALTY | Mar 2026 | $158,000 | $123 | 3/2 | 1,288 | 146 | 0.1 |
| 719 Olive Street, Palatka, FL 32177Listed by WJH BROKERAGE FL LLC | Sep 2026 | $246,990 | $191 | 3/2 | 1,290 | 137 | 0.2 |
| 708 Madison Street, Palatka, FL 32177Listed by BEACH STATE REALTY | Aug 2026 | $190,000 | $190 | 3/2 | 1,002 | 24 | 0.2 |
| 711 Madison Street, Palatka, FL 32177Listed by WJH BROKERAGE FL LLC | Jul 2026 | $219,888 | $190 | 3/2 | 1,155 | 85 | 0.2 |
| 209 N 7th Street, Palatka, FL 32177Listed by NUVIEW REALTY | Aug 2025 | $169,900 | $185 | 2/1 | 916 | 5 | 0.3 |
| 1317 Carr Street, Palatka, FL 32177Listed by DUCK REALTY INC | Jul 2026 | $55,000 | $53 | 3/1 | 1,045 | 17 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DUCK REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines