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Sold·Closed Feb 23, 2026·509 days on market
409 Rustic Road
Satsuma, FL 32189
About this home
Satsuma
This one's for you! Step into your brand new 3-bedroom, 2-bathroom home that's move-in ready with no HOA or CDD fees. Designed with a bright, open floor plan, this home features stylish LVP flooring throughout and a cozy covered lanai—perfect for morning coffee. The kitchen, complete with sleek granite countertops and stainless steel appliances, is ready for your first dinner party. The primary suite offers a spacious walk-in closet and double sinks, adding a touch of luxury to your daily routine. Conveniently located for an easy commute to Palatka, St. Augustine, or Palm Coast. Don't miss out—your dream of homeownership starts here!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
2023 property taxes (current owner): $36/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $138/sq ft; this home is listed at $188/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 204 Rabbit Track Road, Satsuma, FL 32189Listed by NORTH FLORIDA REAL ESTATE PARTNERS INC | Jul 2026 | $214,120 | $172 | 3/2 | 1,248 | 86 | 0.3 |
| 155 Rabbit Track Road, Satsuma, FL 32189Listed by MAXREV, LLC | Sep 2026 | $122,000 | $122 | 3/2 | 1,000 | 134 | 0.5 |
| 104 Tangerine Trail, Satsuma, FL 32189Listed by TIMBER TO TIDES REALTY LLC | Aug 2026 | $95,000 | $79 | 3/2 | 1,200 | 117 | 0.5 |
| 520 Hickory Nut Trail, Satsuma, FL 32189Listed by LANTERN REALTY, LLC. | Sep 2026 | $185,000 | $173 | 3/2 | 1,067 | 313 | 0.6 |
| 203 Quail Hollow Road, Satsuma, FL 32189Listed by VENTURE REALTY CO, LLC | Aug 2026 | $61,000 | $42 | 3/2 | 1,440 | 34 | 0.6 |
| 105 Illinois Drive, Satsuma, FL 32189Listed by CENTURY 21 TRITON REALTY | Sep 2026 | $159,000 | $138 | 3/2 | 1,152 | 38 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
Sold by: WE SELL SUNSHINE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines