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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Neptune Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Oct 25, 2024·57 days on market·Recent sales in Neptune Beach

329 Sunrise Circle

Neptune Beach, FL 32266

$320,000sold priceListed at $330,000 · 97% of asking$282/sqftMLS# 2043680
1
Beds
1.5
Baths
1,136
Sq Ft
1989
Built
1
Garage
No
Pool
HOA $109/mo3,049 sqft lotTownhouse2 stories

About this home

Neptune Beach

Lovely townhome in pristine condition, features a newer roof, fridge, dishwasher, and water heater. The home includes an updated kitchen with modern cabinets, granite countertops, and a breakfast bar that opens to a cozy living room with a fireplace. Upstairs, the versatile loft is perfect for a home office or guest space. The oversized primary bedroom offers two large closets. Enjoy the private, screened porch in the tranquil backyard. Community amenities include a pool and RV/boat storage.''

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,772
Property taxesest. at asking price, Duval County$523
HOAbilled monthly$109
Estimated total, before insurance$2,404/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$320,000
$64,000
Loan Term
Monthly Payment
$1,772
Principal & Interest: $1,772
Property taxes (est.): $523
Insurance (est.): $213
Estimated Total Monthly
$2,508
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $182,100 in August 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$298,873$248,151—
2024$289,794$89,959—
2023$276,414$85,883▼ $3,572
2022$243,393$81,926—
2021$202,611$78,084—
2020$183,264$76,316—

2023 property taxes (current owner): $1,709/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $295/sq ft; this home is listed at $290/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2005 Florida Boulevard, Neptune Beach, FL 32266Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$380,000$3732/1.51,020140.1
1507 Spindrift Circle W, Neptune Beach, FL 32266Listed by CENTURY 21 LIGHTHOUSE REALTYJul 2026$382,000$3022/2.51,263330.1
1114 Scheidel Court, Atlantic Beach, FL 32233Listed by UNITED REAL ESTATE GALLERYJul 2026$230,100$1773/21,3002110.4
836 Cavalla Road, Atlantic Beach, FL 32233Listed by RIVER CITY REALTYJun 2026$291,000$2582/1.51,1281410.4
696 Aquatic Drive, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$392,000$2953/21,32850.5
750 Cavalla Road, Atlantic Beach, FL 32233Listed by HASSLE-FREE REALTY LLCAug 2026$285,000$2702/1.51,056540.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$330,000
Price / Sq Ft$290
Bedrooms1
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,136
Acres0.07 acres
Year Built1989
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

Community Information

Address329 Sunrise Circle, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionSummer Sands
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size3,049.2 sq ft
Parcel Number1780774094

Amenities

AmenitiesPool
UtilitiesCable Available
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringLaminate, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryUpper Level, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchAwning(s), Rear Porch, Screened
FencingBack Yard, Wood
RoofShingle

Additional Information

Date ListedAugust 22, 2024
Days on Market57
HOA Fees$108.91 / Monthly
HOA FrequencyMonthly
HOA NameSummer Sands
Tax Amount$1,709.31
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 25, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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