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Sold

Sold·Closed May 23, 2025·265 days on market

95664 Springhill Road

Fernandina Beach, FL 32034

$282,000sold priceListed at $275,000 · 102.5% of asking$181/sqftMLS# 2038911
3
Beds
2
Baths
1,560
Sq Ft
1995
Built
—
Garage
No
Pool
No HOA1.02 acresManufactured Home1 story

About this home

Fernandina Beach

Nestled on over an acre in the highly sought-after Nassauville community of Fernandina Beach, this beautifully renovated 3-bedroom, 2-bathroom mobile home blends modern comfort with outdoor enjoyment. The open-concept layout features bright, durable LVP flooring throughout, creating a spacious, inviting feel. The chef-inspired kitchen is a standout, with brand-new stainless steel appliances, sleek cabinetry, and ample counter space. Each bedroom includes a generous walk-in closet for added storage. Enjoy seamless indoor-outdoor living with front and back decks, plus a convenient two-car carport. Recent updates include a new roof, a full retrofit with upgraded straps and anchors, providing peace of mind and making this home fully financeable. Located minutes from parks, fishing piers, and boat ramps, this home offers easy access to all your favorite outdoor activities. Don't miss out on this exceptional opportunity—schedule a showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,562
Property taxesest. at asking price, Nassau County$389
Estimated total, before insurance$1,951/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$282,000
$56,400
Loan Term
Monthly Payment
$1,562
Principal & Interest: $1,562
Property taxes (est.): $389
Insurance (est.): $188
Estimated Total Monthly
$2,139
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $2,190/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 10, 2025Listed$275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $176/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95605 Springhill Road, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$359,900$1824/21,9761360.1
95647 Arbor Lane, Fernandina Beach, FL 32034Listed by REAL BROKER LLCJul 2025$410,000$2234/21,835940.6
95081 Wildwood Circle, Fernandina Beach, FL 32034Listed by COLDWELL BANKER ANABASIS REALTYSep 2026$305,000$2153/21,418840.8
95114 Gentry Lane, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJun 2026$216,500$1333/21,624230.8
95478 Plum Loop, Fernandina Beach, FL 32034Listed by PALM III REALTY AND PROPERTY MJul 2026$240,000$2142/11,120720.9
95082 Plum Loop, Fernandina Beach, FL 32034Listed by PALM III REALTY AND PROPERTY MMay 2025$135,000$743/21,824730.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$275,000
Price / Sq Ft$176
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,560
Acres1.02 acres
Year Built1995
TypeResidential
Sub-TypeManufactured Home
StyleContemporary, Mid-Century Modern
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address95664 Springhill Road, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionNassauville Woods
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size44,431.2 sq ft
Parcel Number452N28550B00030030

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Carport, Electric Vehicle Charging Station(s)

Interior

Interior FeaturesKitchen Island, Pantry
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingElectric
FlooringVinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Window FeaturesSkylight(s)

Exterior

FencingChain Link, Cross Fenced

Additional Information

Date ListedFebruary 10, 2025
Days on Market265
Tax Amount$2,189.71
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA REALTY INVESTMENTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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