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Sold·Closed Aug 5, 2025·97 days on market
116 Karen Court
Palatka, FL 32177
About this home
Palatka
Paradise Found: Acreage, Pool, Workshop & More! This stunning 4-bedroom, 3-bath home offers the perfect blend of indoor and outdoor living. Nestled on a spacious 1-acre corner lot with picturesque pond frontage, this property is perfect for those seeking a relaxed, waterfront lifestyle. Unwind and entertain in style: Sparkling inground saltwater pool with a large sunshelf for ultimate relaxation. Huge flex room adjacent to the pool, ideal for entertaining family and friends. Expansive pool patio with a firepit for cozy nights under the stars. Fully fenced backyard for added privacy and security. Ample space to park your boat, RV, or any outdoor toys. Inside, discover a beautifully updated haven: Modern kitchen featuring sleek painted cabinets, stainless steel appliances, and a new backsplash. Newer flooring throughout most of the house for a fresh and stylish feel. Updated bathrooms for a touch of luxury.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,650 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Deep Creek Conservation Areaabout 17 mi · 4.1 mi of trails
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $2,348/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $183/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 128 Karen Court, Palatka, FL 32177Listed by IHEART REALTY INC | Jan 2026 | $182,000 | $116 | 3/2 | 1,573 | 7 | 0.1 |
| 101 Roberts Court, Palatka, FL 32177Listed by CENTURY 21 BECKHAM REALTY | Apr 2026 | $351,500 | $211 | 3/2 | 1,663 | 247 | 0.6 |
| 269 Peniel Church Road, Palatka, FL 32177Listed by IHEART REALTY INC | Mar 2026 | $450,000 | $243 | 4/2 | 1,855 | 111 | 0.7 |
| 264 Peniel Church Road, Palatka, FL 32177Listed by MOMENTUM REALTY | Jul 2026 | $575,000 | $290 | 3/2 | 1,980 | 10 | 0.8 |
| 715 Newcastle Road, Palatka, FL 32177Listed by WJH BROKERAGE FL LLC | Jun 2026 | $309,990 | $171 | 4/2 | 1,812 | 7 | 0.8 |
| 647 Newcastle Road, Palatka, FL 32177Listed by WJH BROKERAGE FL LLC | Sep 2026 | $328,990 | $182 | 4/2 | 1,812 | 53 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TIMBER TO TIDES REALTY LLC
Sold by: TIMBER TO TIDES REALTY LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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