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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$779,9003 bd · 3 ba · 1,243 sq ft

Active·6 days on market

3900 South Road

North Fort Myers, FL 33917

$779,900$627/sqftEst. $4,252/mo mortgageMLS# 2172270
3
Beds
3
Baths
1,243
Sq Ft
2021
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5.10 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

North Fort Myers

FINANCING AVAILABLE! Discover the space, privacy, and flexibility of country living on approximately 5.09 acres in North Fort Myers! This distinctive Cape Cod-style home, built in 2021, offers 3 bedrooms, inviting living spaces, a functional kitchen, and a finished attic area that adds versatility to the home's layout. Enjoy the outdoors with a spacious deck, screened porch, mature trees, and plenty of room to explore your possibilities. The property also features a covered carport, gazebo, and additional outdoor structures. Whether you're looking for a private retreat, space for hobbies, or an escape from crowded neighborhoods, this property offers a rare combination of acreage and residential comfort. Conveniently located with access to Fort Myers, shopping, dining, and major roadways. Bring your vision and discover the possibilities of owning approximately five acres in Southwest Florida. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,252
Estimated total, before insurance$4,252/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,431/yr · $619/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$779,900
$155,980
Loan Term
Monthly Payment
$4,252
Principal & Interest: $4,252
Insurance (est.): $520
Estimated Total Monthly
$4,772
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 5.1-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,431/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 4, 2026Price change$779,900+$130,000
  • Nov 4, 2026Listed$649,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$779,900
Price / Sq Ft$627
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,243
Acres5.10 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address3900 South Road, North Fort Myers, FL 33917
Area993-Out Of Area-South
Subdivision**verifying Subd**
CityNorth Fort Myers
CountyLee
StateFL
Zip Code33917
Lot Size222,156 sq ft
Parcel Number10432402000680000

Amenities

UtilitiesElectricity Connected
Water SourceWell
ParkingCarport, Covered, Off Street

Interior

AppliancesDishwasher, Microwave, Refrigerator, Tankless Water Heater
HeatingElectric
CoolingCentral Air
# of Stories1

Additional Information

Date ListedNovember 4, 2026
Days on Market6
Tax Amount$7,430.87
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DC GLOBAL PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines