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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·Listed today

12337 Shining Willow Street

Riverview, FL 33579

$546,565$144/sqftEst. $3,004/mo mortgageMLS# 2170743
5
Beds
4
Baths
3,786
Sq Ft
2022
Built
3
Garage
No
Pool
HOA $11/mo7,405 sqft lotSingle Family Residence2 stories

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Riverview

Short Sale. This beautifully designed M/I Homes Sonoma II two-story home in the Cedarbrook community of Belmond Reserve in Riverview spans 3,786 square feet and features 5 bedrooms, 4 full bathrooms and a 3-car garage. A standout feature is the two primary suites, one on the first floor and one upstairs, ideal for multi-generational living or guests. The versatile floor plan offers room for everyday living, working from home and entertaining. Curb appeal starts with a brick-paver driveway and stone accents, and the 3-car garage provides space for vehicles, storage or a workshop. Cedarbrook residents enjoy a community pool, playground, parks and scenic walking trails, all in a peaceful, nature-filled setting close to shopping, dining and everyday conveniences. Easy access to US-301 and I-75 makes it a short drive to Downtown Tampa. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,004
HOAbilled annually$11
Estimated total, before insurance$3,014/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,208/yr · $1,101/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$546,565
$109,313
Loan Term
Monthly Payment
$3,004
Principal & Interest: $3,004
Insurance (est.): $364
Estimated Total Monthly
$3,368
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,669 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $13,208/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 28, 2026Active$546,565
  • Oct 20, 2026Listed$546,565

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$546,565
Price / Sq Ft$144
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,786
Total Structure Area4,781 sq ft
Acres0.17 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address12337 Shining Willow Street, Riverview, FL 33579
Area993-Out Of Area-South
SubdivisionCedarbrook
CityRiverview
CountyHillsborough
StateFL
Zip Code33579
Lot Size7,405.2 sq ft
Lot Dimensions60x120
Parcel Number77426.0056
ZoningPUD

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBuilt-in Features, Eat-in Kitchen, Open Floorplan
AppliancesConvection Oven, Dishwasher, Gas Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo

Exterior

RoofShingle

Additional Information

Date ListedOctober 28, 2026
Days on Market0
HOA Fees$130 / Annually
HOA FrequencyAnnually
HOA NameCedarbrook Property Owners Association
Tax Amount$13,208.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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