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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·3 days on market

2600 Harbourside Drive

Longboat Key, FL 34228

$275,000$211/sqftEst. $1,523/moMLS# 2168274
0
Beds
0
Baths
1,302
Sq Ft
1981
Built
—
Garage
No
Pool
FEMA Zone AEHOA $445/moBoat Slip1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Longboat Key

Experience the luxury boating lifestyle on Longboat Key. This 62' x 21' deeded boat slip is positioned on serene deep water at Longboat Key Club Moorings, a full-service, world-class Marina with every desirable amenity. This NON-COVENANT slip does not require the new owner to join the Longboat Key Club although club membership is an available option. C Dock is especially desirable due to the unique design of the finger piers which allow boarding on most vessels without the need for an additional boarding ladder. Owners of boat slips have the option to join the Bay Isles Beach Club for a small annual fee. This is a deeded live aboard slip, a rarity in today's market, with great rental potential making this a unique opportunity for investors and boaters alike. Currently rented with income in place until a new owner is ready to occupy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,523
HOAbilled monthly$445
Estimated total, before insurance$1,968/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$275,000
$55,000
Loan Term
Monthly Payment
$1,523
Principal & Interest: $1,523
Insurance (est.): $183
Estimated Total Monthly
$1,707
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · Town of Longboat Key reported sewer/public for all parcels

County records show this parcel on central sewer served by Town of Longboat Key reported sewer/public for all parcels — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,894 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 7, 2026Listed$275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$275,000
Price / Sq Ft$211
Bedrooms0
Bathrooms0.00
Full Baths0
Square Footage1,302
Year Built1981
TypeResidential
Sub-TypeBoat Slip
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOther
MiddleOther
HighOther

Community Information

Address2600 Harbourside Drive, Longboat Key, FL 34228
Area993-Out Of Area-South
Subdivision**verifying Subd**
CityLongboat Key
CountySarasota
StateFL
Zip Code34228
Parcel Number0000007981

Amenities

UtilitiesOther
Water SourceNone
ParkingUnassigned

Interior

AppliancesNone
HeatingNone
CoolingNone
# of Stories1

Additional Information

Date ListedOctober 7, 2026
Days on Market0
HOA Fees$445 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, Owner May Carry, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEYCOME OF FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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