Active·10 days on market
1358 S Keene Road
Clearwater, FL 33756
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Clearwater
Great opportunity in Clearwater! This 4-bedroom, 3-bath home approximately 1,560 sq. ft. of living space with a flexible layout that includes an attached in-law/guest suite with its own bedroom and bathroom which adds approximately an additional 400 sq. ft . The property also features double-pane windows, front and rear porch areas, off-street parking, fencing, mature trees, and additional storage. Property is being sold strictly AS-IS. Seller intends to perform little to no repairs or additional due diligence. Seller will not make repairs or provide credits after inspection.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1955)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,769 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Oct 6, 2026Price change$272,000−$7,000
- Sep 30, 2026Listed$279,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: BEYCOME OF FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in **verifying Subd**
For Sale5234 75th PlaceLive Oak, FL 32060
2 bd · 2 ba · 1,128 sq ft
$269,900Est. $1,437/moCountryside Cottage on 8.75 acres in Live Oak, Florida. This Home features a split floor plan with a country kitchen,…
Listing Office: momentum realty
For Sale2600 Harbourside DriveLongboat Key, FL 34228
0 bd · 0 ba · 1,302 sq ft
$275,000Est. $1,464/moExperience the luxury boating lifestyle on Longboat Key. This 62' x 21' deeded boat slip is positioned on serene deep…
Listing Office: beycome of florida llc
For Sale8972 Angels Landing CourtJacksonville, FL 32234
2 bd · 2 ba · 997 sq ft
$264,900Est. $1,410/moFall in love with Trails West's coziest home, The Avondale. This charming two-bedroom, two-bathroom home is the perfect…
Listing Office: lgi realty - florida, llc
For Sale15899 Delicate Arch AvenueJacksonville, FL 32234
2 bd · 2 ba · 997 sq ft
$260,900Est. $1,389/moFall in love with Trails West's coziest home, The Avondale. This charming two-bedroom, two-bathroom home is the perfect…
Listing Office: lgi realty - florida, llc
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines