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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·4 days on market

2090 Sikes Road

Green Cove Springs, FL 32043

$194,900$102/sqftEst. $1,080/moMLS# 2168150
4
Beds
2
Baths
1,904
Sq Ft
1984
Built
—
Garage
Yes
Pool
FEMA Zone XNo HOA0.72 acresMobile Home1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

INVESTOR ALERT!!! GREEN COVE SPRINGS!!! This CLEAN 4/2 on 90X302 (.62 Acre) lot should offer a great opportunity for a buy-fix-sell project, an addition to a rental portfolio as part of a LONG TERM WEALTH BUILDING STRATEGY, or a home where you can build sweat equity through improvements! Property is being sold AS-IS, with the Seller making no repairs. The Corporate Seller has an equitable interest in the property and is seeking cash or hard-money. Current Deedholder will require a 30 day post posession, and is willing to escrow a substantial amount of proceeds as collateral for post possession. Please conduct property walkthrough before offer submission. Seller is not interested in sight-unseen or blind offers.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,080
Property taxesest. at asking price, Clay County$299
Estimated total, before insurance$1,378/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,105/yr · $92/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$194,900
$38,980
Loan Term
Monthly Payment
$1,080
Principal & Interest: $1,080
Property taxes (est.): $299
Insurance (est.): $130
Estimated Total Monthly
$1,508
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,330 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,105/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 6, 2026Listed$194,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $102/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3581 Oglebay Drive, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$435,000$1994/22,182471.4
3585 Oglebay Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$425,000$1984/22,149491.4
1581 Stonebriar Road, Green Cove Springs, FL 32043Listed by WATSON REALTY CORPAug 2026$370,000$2033/21,825161.5
3674 Winged Foot Circle, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$494,000$2403/22,056191.5
1964 Colonial Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$470,000$1954/32,40801.5
2009 Wedge Court, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$460,000$2373/21,939121.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$194,900
Price / Sq Ft$102
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,904
Acres0.72 acres
Year Built1984
TypeResidential
Sub-TypeMobile Home
StatusActive
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo

Community Information

Address2090 Sikes Road, Green Cove Springs, FL 32043
Area161-Green Cove Springs
Subdivision**verifying Subd**
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size31,363.2 sq ft
Parcel Number17062601559900000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOff Street, Other

Interior

AppliancesDishwasher, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Other StructuresShed(s)

Additional Information

Date ListedOctober 7, 2026
Days on Market0
Tax Amount$1,105.11
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMERICAN REAL ESTATE SOLUTIONS LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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