Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 34
Active

Active·4 days on market

104 Silver Dollar Drive

Hawthorne, FL 32640

$239,900$185/sqftEst. $1,329/moMLS# 2168045
3
Beds
2
Baths
1,296
Sq Ft
2016
Built
—
Garage
No
Pool
FEMA Zone XNo HOA2.59 acresWaterfrontManufactured Home1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hawthorne

Well-maintained 2016 3BR/2BA double-wide manufactured home situated on 2.59 acres along Slipper Lake and zoned AG. Offering 1,296 heated/cooled sq ft, this home features upgraded 2x6 construction, crown molding throughout, and both front and rear covered porches for comfortable outdoor living. A spacious attached 2-car carport provides convenient covered parking. A paved driveway leads to the home, while the solar-powered front gate adds convenience and security. The property offers excellent storage with a large shed featuring loft space, plus three lean-tos for additional equipment, tools, or outdoor storage. The backyard includes a nice chicken coop, adding to the property's rural appeal. All appliances convey, including the washer, dryer, and deep freezer. Furniture is negotiable. Riding lawn mower included. A great opportunity for those looking for acreage, functionality, and a peaceful lake-area setting. Schedule your tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,329
Estimated total, before insurance$1,329/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,108/yr · $92/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$239,900
$47,980
Loan Term
Monthly Payment
$1,329
Principal & Interest: $1,329
Insurance (est.): $160
Estimated Total Monthly
$1,489
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,108/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 6, 2026Listed$239,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $185/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
158 Melrose Landing Boulevard, Hawthorne, FL 32640Listed by NORTH FLORIDA REAL ESTATE PARTNERS INCAug 2025$295,000$2033/21,45610.4
246 Rainbow Drive, Hawthorne, FL 32640Listed by NICOSIA REALTY INC.Sep 2026$123,000$843/21,4562560.6
276 Melrose Landing Boulevard, Hawthorne, FL 32640Listed by CENTURY 21 LAKESIDE REALTYJul 2026$223,000$2222/21,0041640.7
150 Lake Galilee Drive, Hawthorne, FL 32640Listed by GETMOREOFFERSSep 2026$212,000$1364/21,560321.7
323 Lily Trail, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Aug 2026$201,000$1763/21,140111.7
109 Sandpiper Drive, Hawthorne, FL 32640Listed by CENTURY 21 LAKESIDE REALTYApr 2026$260,580$1813/21,440531.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$239,900
Price / Sq Ft$185
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,296
Total Structure Area1,592 sq ft
Acres2.59 acres
Year Built2016
TypeResidential
Sub-TypeManufactured Home
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

Community Information

Address104 Silver Dollar Drive, Hawthorne, FL 32640
Area574-Interlachen-NW
SubdivisionMelrose Landing
CityHawthorne
CountyPutnam
StateFL
Zip Code32640
Lot Size112,820.4 sq ft
Parcel Number021023574000500080
ZoningAgricultural

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached Carport, Covered
Waterfront TypeLake Front

Interior

Interior FeaturesWalk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Freezer, Microwave, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LaundryIn Unit
SecuritySecurity System Owned

Exterior

Lot DescriptionAgricultural
Patio / PorchCovered
RoofShingle
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceDirt

Additional Information

Date ListedOctober 6, 2026
Days on Market0
Tax Amount$1,108.44
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 LAKESIDE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines