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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·4 days on market

1285 Copper Creek Drive

Macclenny, FL 32063

$439,000$202/sqftEst. $2,432/moMLS# 2167664
3
Beds
2
Baths
2,175
Sq Ft
2003
Built
2
Garage
No
Pool
FEMA Zone XNo HOA11,326 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Macclenny

Beautiful home is located in Copper Creek, one of the most desirable neighborhoods. Home is all brick veneer construction. The large front door entry has HD glass storm door and porcelain floor tiles. Front door has side and transom lights with a doorbell camera and leads into welcoming living room. The living room has electric fireplace with stacked stone surrounds. The fireplace has LP gas plumbing and existing gas logs can be reinstalled. Floors are Flooret brand LVP throughout home. Majestic owners' suite has sitting area, electric fireplace, large bath with double sinks, tiled shower, jetted garden tub and toilet closet. The oversized walk in closet has multiple cabinets, shelves and drawers. The dining room, breakfast room and kitchen bar provide ample seating for happy celebrations. Kitchen cabinets are white finish with under cabinet lighting. Kitchen has newer appliances, 2 pantries. The cozy Florida room has doubled paned Low-E windows. The large backyard deck is amazing!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,432
Estimated total, before insurance$2,432/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$439,000
$87,800
Loan Term
Monthly Payment
$2,432
Principal & Interest: $2,432
Insurance (est.): $293
Estimated Total Monthly
$2,724
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0040495 - Macclenny WWTF · Public water (record)

County records show this parcel on central sewer served by FL0040495 - Macclenny WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,567 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 7, 2026Active$439,000
  • Oct 1, 2026Listed$439,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $155/sq ft; this home is listed at $202/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1168 Coppergate Place, Macclenny, FL 32063Listed by REAL ESTATE WITH GARLON WEBBJun 2026$424,200$1953/22,1751600.1
5980 Sands Pointe Drive, Macclenny, FL 32063Listed by RE/MAX SPECIALISTSAug 2026$285,000$1484/21,9231230.2
6131 Copper Ridge Circle, Macclenny, FL 32063Listed by THOMAS R RHODEN AGENCY, INCJun 2026$399,000$1993/22,008150.3
11950 Sands Pointe Court, Macclenny, FL 32063Listed by MCCABE REALTY INCSep 2025$300,000$1553/21,9322270.3
12006 Bent Court, Macclenny, FL 32063Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$300,000$1225/2.52,45440.4
5552 Huckleberry Trail W, Macclenny, FL 32063Listed by MOMENTUM REALTYAug 2026$325,000$1504/32,172150.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$439,000
Price / Sq Ft$202
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,175
Total Structure Area2,637 sq ft
Acres0.26 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMacclenny
MiddleBaker County
HighBaker County

Community Information

Address1285 Copper Creek Drive, Macclenny, FL 32063
Area501-Macclenny Area
SubdivisionCopper Creek Hills
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Lot Size11,325.6 sq ft
Lot Dimensions11,513 Sq. Ft.
Parcel Number302S22016700000020

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyThermostat
ParkingGarage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces2
Fireplace FeaturesElectric
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesOther
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchDeck
FencingFenced, Back Yard, Full, Vinyl, Wrought Iron
RoofShingle
ConstructionBrick, Brick Veneer
Other StructuresShed(s)
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedOctober 7, 2026
Days on Market3
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL ESTATE WITH GARLON WEBB

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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