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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·10 days on market

3600 S Ocean Shore Boulevard 712

Flagler Beach, FL 32136

$450,000$338/sqftEst. $2,493/moMLS# 2167084
2
Beds
2
Baths
1,331
Sq Ft
1984
Built
1
Garage
No
Pool
FEMA Zone XHOA $845/mo1,742 sqft lotWaterfrontCondominium1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Flagler Beach

Experience effortless coastal living in this beautifully maintained 2-bedroom, 2-bathroom condo in Ocean View Manor offering 1,331 square feet in the heart of Flagler Beach. With a desirable split floor plan and direct ocean views from your unit, this home is perfectly designed for both privacy and relaxation. Wake up to the sound of the waves and enjoy easy beach days with public access just across A1A. The condo is equipped with hurricane-impact windows and doors, providing both peace of mind and energy efficiency. Inside, the layout is bright and inviting, with spacious living areas that take full advantage of the coastal scenery. Recent updates include a new HVAC system (2023) and water heater (2022), ensuring comfort and reliability for years to come.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
HOAbilled monthly$845
Estimated total, before insurance$3,338/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,105/yr · $425/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Insurance (est.): $300
Estimated Total Monthly
$2,793
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Membrane — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0026611 - Flagler Beach WWTF · Public water (record)

County records show this parcel on central sewer served by FL0026611 - Flagler Beach WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,105/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 30, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $322/sq ft; this home is listed at $338/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
42 Ocean Palm Villa N, Flagler Beach, FL 32136Listed by REALTY EXCHANGE LLCJul 2026$219,000$1543/21,424140.2
3510 Ocean Shore Boulevard 109, Flagler Beach, FL 32136Listed by WORTH CLARK REALTYApr 2026$356,000$3222/21,107430.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$338
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,331
Acres0.04 acres
Year Built1984
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

ElementaryOld Kings
MiddleBuddy Taylor

Community Information

Address3600 S Ocean Shore Boulevard 712, Flagler Beach, FL 32136
Area606-Flagler County South-Beach
SubdivisionOcean View
CityFlagler Beach
CountyFlagler
StateFL
Zip Code32136
Lot Size1,742.4 sq ft
Parcel Number2912324990000000712

Amenities

AmenitiesPool, Beach Access, Fitness Center, Maintenance Grounds, Maintenance Structure, Pickleball, Sauna, Shuffleboard Court, Tennis Court(s), Trash, Water
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned, Garage, Underground
ViewOcean
Waterfront TypeOcean Front

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1

Exterior

RoofMembrane
ConstructionConcrete

Additional Information

Date ListedSeptember 30, 2026
Days on Market167
HOA Fees$845 / Monthly
HOA FrequencyMonthly
Tax Amount$5,104.65
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines