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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·18 days on market

1800 S Palmetto Avenue 1090

South Daytona, FL 32119

$100,000$119/sqftEst. $554/moMLS# 2166114
2
Beds
1
Baths
841
Sq Ft
1965
Built
—
Garage
No
Pool
FEMA Zone AEHOA $400/moCondominium1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

South Daytona

YOUR NEXT FLORIDA HOME COULD BE CLOSER THAN YOU THINK! This first-floor 2-bedroom, 1-bathroom condo in West Winds offers low-maintenance living, newer windows and doors, a private rear patio and convenient community laundry facilities. Inside, the first-floor layout makes everyday living convenient, while the two-bedroom floor plan provides comfortable space for a primary residence, seasonal getaway or investment property. The home also features newer windows and doors, all 2 years old or less, giving the next owner the benefit of recent improvements already in place. Step outside onto the rear patio for your morning coffee, an evening wind-down or a little fresh Florida air. Just down the street, Riverfront Veterans Memorial Park offers plenty of ways to enjoy the outdoors, including a boat ramp, kayak launch, fishing, playground, pavilion, restrooms, tennis and pickleball courts.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$554
HOAbilled monthly$400
Estimated total, before insurance$954/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,535/yr · $128/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$100,000
$20,000
Loan Term
Monthly Payment
$554
Principal & Interest: $554
Insurance (est.): $67
Estimated Total Monthly
$621
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1965)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · South Daytona Utilities

County records show this parcel on central sewer served by South Daytona Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,535/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 23, 2026Listed$100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $80/sq ft; this home is listed at $119/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
500 S Beach Street 0020, Daytona Beach, FL 32114Listed by MARK SPAIN REAL ESTATESep 2026$59,999$802/1750271.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$100,000
Price / Sq Ft$119
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage841
Year Built1965
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address1800 S Palmetto Avenue 1090, South Daytona, FL 32119
Area622-Volusia County-NW
SubdivisionDaytona
CitySouth Daytona
CountyVolusia
StateFL
Zip Code32119
Parcel Number534427091090

Amenities

AmenitiesLaundry
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned

Interior

Interior FeaturesCeiling Fan(s)
AppliancesRefrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1

Exterior

Patio / PorchPatio
RoofShingle
ConstructionBlock

Additional Information

Date ListedSeptember 23, 2026
Days on Market2
HOA Fees$400 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,535
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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