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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·110 days on market

800 N Atlantic Avenue 320

Daytona Beach, FL 32118

$140,000$264/sqftEst. $775/moMLS# 2151791
↓ $5,000 below original list
0
Beds
1
Baths
530
Sq Ft
1970
Built
—
Garage
No
Pool
FEMA Zone XHOA $540/mo0.98 acresWaterfrontCondominium1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Daytona Beach

Studio condo in Daytona Beach just steps from Main St & all the area's top events--Bike Week, Biketoberfest, car races/shows & more! Ideal for personal use or a high-demand short-term rental. This unit is already set up for short-term rental and is being sold furnished. Turn key and an easy way to step into a short-term rental program. Assoc. is in good financial status; all structural inspections completed & in good standing. Numerous recent upgrades to the common areas incl. new pool, pool deck, seawall, hall carpets & LED lighting, with more improvements underway-showing continued commitment to maintaining the property. Prime location with solid management makes this a smart investment or beach getaway!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$775
HOAbilled monthly$540
Estimated total, before insurance$1,315/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,466/yr · $122/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$140,000
$28,000
Loan Term
Monthly Payment
$775
Principal & Interest: $775
Insurance (est.): $93
Estimated Total Monthly
$869
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water · Daytona Beach water meter inside parcel

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,466/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 22, 2026Price change$140,000−$5,000
  • Jun 22, 2026Listed$145,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$140,000
Price / Sq Ft$264
Bedrooms0
Bathrooms1.00
Full Baths1
Square Footage530
Acres0.98 acres
Year Built1970
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address800 N Atlantic Avenue 320, Daytona Beach, FL 32118
Area625-Volusia County North-Beach
SubdivisionDaytona
CityDaytona Beach
CountyVolusia
StateFL
Zip Code32118
Lot Size42,688.8 sq ft
Parcel Number530526003200

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOther, Garage, Unassigned

Interior

AppliancesRefrigerator
HeatingElectric
CoolingWall/Window Unit(s)
# of Stories1

Additional Information

Date ListedJune 22, 2026
Days on Market30
HOA Fees$540 / Monthly
HOA FrequencyMonthly
Tax Amount$1,465.8
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 TRITON REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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