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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·10 days on market

453 Old Hawthorne Road

Hawthorne, FL 32640

$244,900$194/sqftEst. $1,357/moMLS# 2165649
3
Beds
2
Baths
1,264
Sq Ft
2024
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4.08 acresMobile Home1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hawthorne

Homesteader Alert! Just over 4 acres with a 3/2 residence priced below $195 a square foot! USDA eligible and other financing options may be available depending on buyer's credit. Located down a county-maintained dirt road you'll find 453 Old Hawthorne Road. A meticulously maintained newer (2024) 3 bed/2 bath with all the upgrades, boasting 1264 square feet! You'll enjoy a front porch and a back deck while the immediate back yard is fenced in for small pets. There is a metal shed for lawn equipment & storage. Gutters have been installed and there are 4 security cameras that convey. No flood zone, no wetlands. Everything is only 2 years old. The home itself was designed with energy efficiency as the priority and it features the International Comfort Products including a whole house dehumidifier, Smart Thermometer & electric hybrid water heater. The ceiling insulation is R-33 and the home is solar-ready.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,357
Estimated total, before insurance$1,357/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,906/yr · $242/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$244,900
$48,980
Loan Term
Monthly Payment
$1,357
Principal & Interest: $1,357
Insurance (est.): $163
Estimated Total Monthly
$1,520
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,713 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:27 AM, sunset 7:02 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,906/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 1, 2026Active$244,900
  • Sep 16, 2026Listed$244,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $194/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
249 Ash Street, Hawthorne, FL 32640Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$135,000$943/21,436691.2
266 Ash Street, Hawthorne, FL 32640Listed by REAL BROKER LLCSep 2026$57,000$463/21,248181.3
139 Depot Road, Hawthorne, FL 32640Listed by ALL REAL ESTATE OPTIONS INCJun 2026$208,500$1743/11,2006691.6
143 Little Orange Lake Drive, Hawthorne, FL 32640Listed by RIVER LIFE REALTY LLCOct 2026$260,000$1663/21,568172
22921 SE 60th Lane, Hawthorne, FL 32640Listed by IHEART REALTY INCAug 2026$232,000$1743/21,335682.2
22619 SE 59th Place, Hawthorne, FL 32640Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$125,000$1013/21,232242.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$244,900
Price / Sq Ft$194
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,264
Total Structure Area1,264 sq ft
Acres4.08 acres
Year Built2024
TypeResidential
Sub-TypeMobile Home
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

Community Information

Address453 Old Hawthorne Road, Hawthorne, FL 32640
Area575-West Of SR-21
SubdivisionHawthorne
CityHawthorne
CountyPutnam
StateFL
Zip Code32640
Lot Size177,724.8 sq ft
Parcel Number301023000001600000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected, Other
SewerSeptic Tank
Water SourceWell
Green / EnergyInsulation, Thermostat, Water Heater
ParkingAdditional Parking, Off Street
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Other
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric, Free Standing
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionAgricultural, Other
Patio / PorchFront Porch, Rear Porch
FencingBack Yard
Other StructuresShed(s)
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedOctober 1, 2026
Days on Market4
Tax Amount$2,906.47
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CB ISAAC REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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