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Active Under Contract

Active Under Contract·24 days on market

143 Little Orange Lake Drive

Hawthorne, FL 32640

$259,900$166/sqftEst. $1,376/moMLS# 2162249
3
Beds
2
Baths
1,568
Sq Ft
2021
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.66 acresMobile Home1 story

About this home

Hawthorne

Welcome home to this modern 2021-built 3-bedroom, 2-bath home offering thoughtful upgrades and peaceful country living! The home has been freshly painted throughout and features seamless gutters installed in 2023, plus a detached 2-car garage with lean-to built in 2023--perfect for vehicles, boats, toys, or extra storage. Step outside to enjoy the brand-new covered back deck, completed in July 2026, overlooking a fully fenced backyard with an electric gate opener. The play set also conveys! The HVAC fan motor was replaced in 2026 and is under warranty for added peace of mind. Situated on a quiet road with a beautiful view of Little Orange Lake just across the street, you'll love having Holden Pond Boat Ramp right around the corner for easy access to the water. Enjoy the quiet Florida lifestyle while still being within driving distance of Gainesville, Jacksonville, and Orlando. Move-in ready and waiting for its next owners!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,376
Estimated total, before insurance$1,376/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,693/yr · $224/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$259,900
$51,980
Loan Term
Monthly Payment
$1,376
Principal & Interest: $1,376
Insurance (est.): $173
Estimated Total Monthly
$1,550
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,607 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,693/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 13, 2026Active Under Contract$259,900
  • Aug 27, 2026Listed$259,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$259,900
Price / Sq Ft$166
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,568
Acres0.66 acres
Year Built2021
TypeResidential
Sub-TypeMobile Home
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address143 Little Orange Lake Drive, Hawthorne, FL 32640
Area575-West Of SR-21
SubdivisionMetes & Bounds
CityHawthorne
CountyPutnam
StateFL
Zip Code32640
Lot Size28,749.6 sq ft
Parcel Number061123000000905560

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingHeat Pump
CoolingCentral Air
# of Stories1
SecuritySmoke Detector(s)

Exterior

Patio / PorchRear Porch
FencingBack Yard
RoofShingle
Road SurfaceDirt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 28, 2026
Days on Market20
Tax Amount$2,693.03
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RIVER LIFE REALTY LLC · grimesmichelle80@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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