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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·25 days on market

216 Ash Street

Hawthorne, FL 32640

$97,900$146/sqftEst. $542/moMLS# 2164984
2
Beds
1
Baths
672
Sq Ft
1970
Built
—
Garage
No
Pool
FEMA Zone XNo HOA8,712 sqft lotMobile Home1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hawthorne

Vintage charm meets easy Florida living on Ash Street! This clean, well-maintained 1970 single-wide mobile home offers 2 bedrooms, 1 bath, and comes partially furnished. Enjoy a fully fenced yard with mature trees and shrubs, a screened porch, small back deck, carport, and a great utility/storage building. Whether you're looking for an affordable full-time home, weekend getaway, potential rental property, or a place to retreat from the snow, this home offers plenty of possibilities. Priced under $100,000! You're going to want a golf cart to cruise around this laid-back community! Conveniently located near Hawthorne, Gainesville, and US-301 for easy access to Jacksonville and Ocala. Residents also enjoy access to LAK-A-WANA, a great spot for fishing and relaxing. Call today to schedule your private showing!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$542
Estimated total, before insurance$542/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$97,900
$19,580
Loan Term
Monthly Payment
$542
Principal & Interest: $542
Insurance (est.): $65
Estimated Total Monthly
$608
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:27 AM, sunset 7:02 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Sep 15, 2026Listed$97,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $146/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1189 County Road 20A, Hawthorne, FL 32640Listed by NICOSIA REALTY INC.Aug 2026$78,000$1062/173480.3
116 Greer Lane, Hawthorne, FL 32640Listed by IHEART REALTY INCJul 2025$119,000$1772/1672720.5
125 Floradandy Road, Hawthorne, FL 32640Listed by CENTURY 21 LAKESIDE REALTYJun 2026$280,000$3731/1750201.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$97,900
Price / Sq Ft$146
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage672
Acres0.20 acres
Year Built1970
TypeResidential
Sub-TypeMobile Home
StyleOther
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryOchwilla
HighInterlachen

Community Information

Address216 Ash Street, Hawthorne, FL 32640
Area575-West Of SR-21
SubdivisionLak-a-wana Lk Garden
CityHawthorne
CountyPutnam
StateFL
Zip Code32640
Lot Size8,712 sq ft
Parcel Number29-10-23-4880-0080-0490
ZoningResidential

Amenities

Community FeaturesFishing
UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingCarport

Interior

AppliancesGas Oven
CoolingWall/Window Unit(s)
FlooringCarpet, Laminate
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchDeck, Front Porch, Porch, Screened
FencingFenced, Chain Link, Full
ConstructionAluminum Siding
Other StructuresOther
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 16, 2026
Days on Market0
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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