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Active Under Contract

Active Under Contract·25 days on market

4209 Southwood Road

Macclenny, FL 32063

$204,900$126/sqftEst. $1,135/moMLS# 2164941
3
Beds
2
Baths
1,620
Sq Ft
1997
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.58 acresMobile Home1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Macclenny

Welcome home to this beautifully remodeled 3-bedroom, 2-bath mobile home situated on a spacious ½-acre lot! With fresh updates throughout, this home offers a move-in-ready feel with a comfortable and inviting layout. Outside, you'll find a covered carport and plenty of room to enjoy the outdoors. But one of the features that really sets this property apart is the variety of established fruit trees! Step into your own backyard and enjoy persimmon, peach, plum, satsuma and mulberry trees right at home. Whether you're looking for a little extra space, a peaceful place to call home or simply love the idea of picking fresh fruit from your own yard, this property has so much to offer. Updated, charming and sitting on half an acre--come see it for yourself!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,135
Estimated total, before insurance$1,135/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$507/yr · $42/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$204,900
$40,980
Loan Term
Monthly Payment
$1,135
Principal & Interest: $1,135
Insurance (est.): $137
Estimated Total Monthly
$1,272
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,690 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $507/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 6, 2026Active Under Contract$204,900
  • Sep 15, 2026Listed$204,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$204,900
Price / Sq Ft$126
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,620
Acres0.58 acres
Year Built1997
TypeResidential
Sub-TypeMobile Home
StatusActive Under Contract
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address4209 Southwood Road, Macclenny, FL 32063
Area503-Baker County-South
SubdivisionMacclenny
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Lot Size25,264.8 sq ft
Parcel Number353S22000400020160

Amenities

UtilitiesCable Available
Water SourceWell
ParkingCarport

Interior

AppliancesDishwasher
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 15, 2026
Days on Market22
Tax Amount$507.15
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DUAL STATE REAL ESTATE INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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