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Active

Active·8 days on market

6297 Island Forest Drive Drive

Fleming Island, FL 32003

$259,900$161/sqftEst. $1,376/moMLS# 2164929
3
Beds
2
Baths
1,612
Sq Ft
1985
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOASingle Family Residence1 story

About this home

Fleming Island

Looking for your next fix and flip or rental? This pool home is a great next project for you! This three bedroom two bathroom home located in a desirable neighborhood is just what you have been looking for. Call today for more details. No assignments, cash or hard money! Title is ready!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,376
Property taxesest. at asking price, Clay County$398
Estimated total, before insurance$1,775/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$259,900
$51,980
Loan Term
Monthly Payment
$1,376
Principal & Interest: $1,376
Property taxes (est.): $398
Insurance (est.): $173
Estimated Total Monthly
$1,948
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,248 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 15, 2026Listed$259,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$259,900
Price / Sq Ft$161
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,612
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address6297 Island Forest Drive Drive, Fleming Island, FL 32003
Area123-Fleming Island-SE
SubdivisionIsland Forest
CityFleming Island
CountyClay
StateFL
Zip Code32003
Parcel Number37052601460903500

Amenities

UtilitiesElectricity Available, Water Available
Water SourcePublic
ParkingGarage

Interior

AppliancesNone
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 15, 2026
Days on Market0
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NETWORTH REALTY OF JACKSONVILLE, LLC · hannah@networthjax.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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