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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·29 days on market

15721 NW County Road 231

Gainesville, FL 32609

$265,900$283/sqftEst. $1,473/moMLS# 2164474
3
Beds
1
Baths
940
Sq Ft
1970
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.21 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Gainesville

Discover the peaceful charm of North Florida living on 1.21 acres just outside Gainesville. This inviting 3-bedroom, 1-bath concrete block home offers 940 square feet of living space and a comfortable setting surrounded by mature oak trees and open outdoor space. The property provides room to garden, entertain, enjoy outdoor activities, or simply embrace the privacy and tranquility of a larger homesite.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,473
Estimated total, before insurance$1,473/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$265,900
$53,180
Loan Term
Monthly Payment
$1,473
Principal & Interest: $1,473
Insurance (est.): $177
Estimated Total Monthly
$1,650
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,530 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2026Listed$265,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $283/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
710 NE 192nd Avenue, Gainesville, FL 32609Listed by UNITED COUNTRY SMITH & ASSOCIATESJun 2026$210,000$1873/21,125252.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$265,900
Price / Sq Ft$283
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage940
Total Structure Area1,177 sq ft
Acres1.21 acres
Year Built1970
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home, Other
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address15721 NW County Road 231, Gainesville, FL 32609
Area794-Pacrosse-East Of CR-231
SubdivisionMetes & Bounds
CityGainesville
CountyAlachua
StateFL
Zip Code32609
Lot Size52,707.6 sq ft
Parcel Number07740001000
ZoningSingle Family

Amenities

UtilitiesSewer Connected
SewerUnknown
Water SourceWell
ParkingAttached Carport, Covered

Interior

Interior FeaturesOpen Floorplan
AppliancesMicrowave, Refrigerator
CoolingWall/Window Unit(s)
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryWasher Hookup

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionCleared
Patio / PorchCovered
RoofMetal
ConstructionBlock
Other StructuresBarn(s), Outdoor Kitchen, Shed(s), Other
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedSeptember 11, 2026
Days on Market1
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENGEL & VOLKERS GAINESVILLE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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