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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·10 days on market

2 Selden Court

Palm Coast, FL 32164

$305,000$249/sqftEst. $1,615/moMLS# 2164355
3
Beds
2
Baths
1,224
Sq Ft
1997
Built
2
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

About this home

Palm Coast

Move-In Ready Corner-Lot Gem, Minutes to Flagler Beach! Welcome to 2 Selden Ct, a beautifully updated 3 bedroom, 2 bathroom home tucked on a desirable corner lot in Palm Coast's Seminole Woods, just a 15 minute drive to Flagler Beach. This home has been meticulously maintained and freshly updated from top to bottom, starting with a brand new architectural shingle roof for peace of mind. Interior and exterior paint give the home a crisp, move-in-ready feel, while durable LVP flooring flows throughout the open concept living space. The updated kitchen is the heart of the home, featuring newer countertops, a stainless steel range, microwave, and dishwasher, plus both a separate eating area and a breakfast bar. The master BR offers a private bath with both a combination tub/shower and a separate walk-in shower. A 2-car garage and corner lot completes this home. Shopping & retail stores nearby.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,615
Estimated total, before insurance$1,615/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$305,000
$61,000
Loan Term
Monthly Payment
$1,615
Principal & Interest: $1,615
Insurance (est.): $203
Estimated Total Monthly
$1,818
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 10, 2026Listed$305,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$305,000
Price / Sq Ft$249
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,224
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2 Selden Court, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number0711317058006700060
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LaundryWasher Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCorner Lot
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 11, 2026
Days on Market0
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEAR REALTY, INC. · Lou.BearRealtyInc@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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