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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·124 days on market

22979 NE County Road 200B

Lawtey, FL 32058

$149,900$83/sqftEst. $830/moMLS# 2149512
↓ $54,000 below original list
4
Beds
2
Baths
1,803
Sq Ft
1996
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.46 acresSingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Lawtey

Experience peaceful country living at 22979 County Road 200B, a quiet rural retreat tucked away in the heart of Lawtey, Florida. This property offers the perfect blend of privacy, open space, and small-town charm--ideal for anyone seeking a slower pace of life while staying within easy reach of nearby towns like Starke, Macclenny, and Jacksonville. With convenient paved-road access along County Road 200B, you're never far from essential amenities, schools, and local shops--yet you'll enjoy the serenity of a property set away from the noise and congestion of city life. Bradford County's welcoming community, agricultural heritage, and natural beauty make this an ideal property. Owned by the Secretary of Veteran Affairs and sold as is. May qualify for Vendee Financing(seller)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$830
Estimated total, before insurance$830/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$149,900
$29,980
Loan Term
Monthly Payment
$830
Principal & Interest: $830
Insurance (est.): $100
Estimated Total Monthly
$930
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,275 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 7, 2026Price change$149,900−$10,000
  • Sep 9, 2026Price change$159,900−$10,000
  • Aug 11, 2026Price change$169,900−$19,000
  • Jul 9, 2026Price change$188,900−$15,000
  • Jun 8, 2026Listed$203,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $83/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2858 NW 233rd Street, Lawtey, FL 32058Listed by HERRON REAL ESTATE LLCMay 2026$250,000$1653/21,512171.7
21450 NW 35th Avenue, Lawtey, FL 32058Listed by COLDWELL BANKER SMITH AND SMITH REALTYJul 2026$340,000$1695/32,01692.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$149,900
Price / Sq Ft$83
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,803
Acres0.46 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionFixer
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLawtey
MiddleBradford
HighBradford

Community Information

Address22979 NE County Road 200B, Lawtey, FL 32058
Area521-Bradford County-NE
SubdivisionMetes & Bounds
CityLawtey
CountyBradford
StateFL
Zip Code32058
Lot Size20,037.6 sq ft
Parcel Number01616000100
ZoningResidential

Amenities

UtilitiesElectricity Connected, Natural Gas Not Available, Sewer Not Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionWooded
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 9, 2026
Days on Market121
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DOCTORS LAKE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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