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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·36 days on market

3346 Deerfield Pointe Drive

Orange Park, FL 32073

$309,000$166/sqftEst. $1,712/moMLS# 2163631
↓ $10,000 below original list
5
Beds
2
Baths
1,856
Sq Ft
1992
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $10/mo8,712 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Spacious, versatile, and move-in ready brick home! Located in the heart of Clay County, known for its highly rated schools, this beautifully maintained home offers 5 total bedrooms--including 3 traditional bedrooms plus 2 additional finished rooms that are ideal for guest rooms, a home office, playroom, gym, or hobby space (non-conforming bedrooms). All bedrooms are split separately for privacy, open layout for comfort. The kitchen features stainless steel appliances and flows seamlessly into the main living area, making it perfect for everyday life and entertaining. Enjoy year-round comfort with a new HVAC system installed in 2024. Fully fenced backyard with large shaded gazebo, offers a safe and private space for children, pets, or outdoor gatherings.Conveniently located minutes from Oakleaf Town Center, you'll enjoy easy access to shopping, restaurants,entertainment, NAS Jacksonville, and major commuter routes.Don't miss this rare opportunity to own this modern home with extra space

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,712
Property taxesest. at asking price, Clay County$474
HOAbilled quarterly$10
Estimated total, before insurance$2,195/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,975/yr · $331/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$309,000
$61,800
Loan Term
Monthly Payment
$1,712
Principal & Interest: $1,712
Property taxes (est.): $474
Insurance (est.): $206
Estimated Total Monthly
$2,391
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,975/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 14, 2026Price change$309,000−$10,000
  • Sep 4, 2026Listed$319,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $166/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
398 Willow Green Drive, Orange Park, FL 32073Listed by HOUWZER, INC.Sep 2026$269,900$1823/21,486380.3
342 Wildberry Court, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$299,900$2053/21,462680.4
8603 Beresford Lane, Jacksonville, FL 32244Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$360,000$1964/21,833540.5
9314 Bruntsfield Drive, Jacksonville, FL 32244Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$333,000$1733/21,925460.6
3243 Millpond Court, Orange Park, FL 32065Listed by HERRON REAL ESTATE LLCSep 2026$325,000$1664/21,955190.6
473 Thornberry Road, Orange Park, FL 32073Listed by JOSEPH WALTER REALTY LLCSep 2026$261,864$1533/21,708360.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$309,000
Price / Sq Ft$166
Bedrooms5
Bathrooms2.00
Full Baths2
Square Footage1,856
Acres0.20 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo

Community Information

Address3346 Deerfield Pointe Drive, Orange Park, FL 32073
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionDeerfield Pointe
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size8,712 sq ft
Parcel Number04042500786700212

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street

Interior

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedSeptember 5, 2026
Days on Market25
HOA Fees$30 / Quarterly
HOA FrequencyQuarterly
Tax Amount$3,974.74
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DALTON WADE INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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