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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·16 days on market

272785 Murrhee Road

Hilliard, FL 32046

$515,000$307/sqftEst. $2,727/moMLS# 2163320
3
Beds
2
Baths
1,680
Sq Ft
2018
Built
Garage
No
Pool
FEMA Zone XNo HOA3.72 acresSingle Family Residence1 story

About this home

Hilliard

Looking for a piece of the country life without spending all your time maintaining it? This beautiful 1,680 square foot custom-built home could be exactly what you've been looking for! Built by one of the area's premier builders and exceptionally well cared for, this home shows pride of ownership from the moment you walk through the door. The open-concept kitchen, dining, and living area feature vaulted ceilings, quartz countertops, and a spacious kitchen counter/bar with seating. The layout makes it easy to prepare meals while being a part of the conversation with family and friends. If the power goes out, no worry! Generac to the rescue! Step outside to the screened-in back porch, complete with ceiling fans, and enjoy that corning coffee or evening iced tea while watching the deer wander through yard. There's plenty of room for a horse, some chickens giving you the country lifestyle you've been wanting without an overwhelming amount of property to maintain. Come experience comfortabl

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,727
Property taxesest. at asking price, Nassau County$711
Estimated total, before insurance$3,438/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$515,000
$103,000
Loan Term
Monthly Payment
$2,727
Principal & Interest: $2,727
Property taxes (est.): $711
Insurance (est.): $343
Estimated Total Monthly
$3,782
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,637 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 3, 2026Listed$515,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$515,000
Price / Sq Ft$307
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,680
Acres3.72 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryHilliard
MiddleHilliard
HighHilliard

Community Information

Address272785 Murrhee Road, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionMetes & Bounds
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size162,043.2 sq ft
Parcel Number214N24000000050050
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Not Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingCircular Driveway

Interior

Interior FeaturesBreakfast Bar
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LaundryElectric Dryer Hookup

Exterior

Lot DescriptionFew Trees
Patio / PorchFront Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedSeptember 3, 2026
Days on Market0
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA · iknowjoe.ivre@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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