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Active

Active·68 days on market

241791 County Road 121

Hilliard, FL 32046

$499,000$436/sqftEst. $2,656/moMLS# 2144113

Beds

Baths

1,144

Sq Ft

2002

Built

—

Garage

Pool

About this home

Hilliard

Bring your animals, ATVs, RVs, and country living dreams to this versatile 6.75-acre high and dry property, made up on two parcels, fully set up for rural living and move-in ready. This property offers the perfect blend of functionality, privacy, and convenience with plenty of room to spread out and enjoy the outdoors. The 2002 home features 3 bedrooms, 2 bathrooms, and 1,144 square feet of comfortable living space. A metal roof only 8 years old adds peace of mind, while the west-facing porch creates the perfect spot to enjoy sunsets and quiet evenings. Approximately 2 acres are fully fenced and thoughtfully improved with a chicken pen, rabbit pen, RV hookup, and setup for an automatic gate opener. The property also includes a 10x16 shop with power and water connections, along with an impressive 30'x40' covered area ideal for equipment, toys or entertaining. Water lines have already been run to multiple areas of the property, adding even more flexibility for future use. Horses welcome

Cost to own

Mortgage calculator

Home Price

$499,000

Down Payment: 20%

$99,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,521

Principal & Interest: $2,521

Est. Taxes & Insurance: $630

Estimated Total Monthly

$3,151

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,656

Property taxesest. at asking price, Nassau County$689

Estimated total, before insurance$3,345/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$213,234	$81,573	—
2024	$196,423	$78,567	—
2023	$190,487	$74,822	—
2022	$165,398	$71,186	—
2021	$136,237	$67,656	—
2020	$124,658	$66,032	—

2025 property taxes (current owner): $1,412/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Metal — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,610 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History