Active·38 days on market
423 Holiday Drive
Interlachen, FL 32148
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Interlachen
Welcome to 423 Holiday Dr, a beautifully maintained 2bedroom retreat tucked beneath mature trees in Grandin Lake Shores. This 1,024 sq. ft. home offers a spacious fenced in yard with citrus trees, a relaxing screened patio, and a garage upgraded with a Stage 2 EV charger - a must-have feature for modern buyers. Inside, enjoy premium improvements including a wholehouse water filtration system and an AirMaster Ultra UV air purification system for cleaner, fresher air yearround. The home is movein ready and designed for easy, comfortable living whether you're settling in fulltime or seeking a peaceful Florida getaway. Residents enjoy exclusive access to Lake Grandin's whitesand beach, picnic area, boat dock, and fishing pier - perfect for weekends outdoors! Packed with value and lifestyle perks, this home is ready for you. Seller will cover 3 years of HOA fees.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1955)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,382 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,096/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 7, 2026Price change$215,000−$5,000
- Sep 28, 2026Price change$220,000−$2,999
- Sep 15, 2026Price change$222,999−$2,001
- Sep 2, 2026Listed$225,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $149/sq ft; this home is listed at $210/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 206 Anthony Avenue, Interlachen, FL 32148Listed by IHEART REALTY INC | Jun 2026 | $155,000 | $149 | 3/2 | 1,040 | 10 | 0.6 |
| 316 Sheila Avenue, Interlachen, FL 32148Listed by WATSON REALTY CORP | Feb 2026 | $149,900 | $156 | 3/2 | 960 | 71 | 0.8 |
| 316 Sheila Avenue, Interlachen, FL 32148Listed by BENCHMARK BROKERS, INC | Aug 2025 | $52,000 | $54 | 3/2 | 960 | 102 | 0.8 |
| 133 Walker Drive, Interlachen, FL 32148Listed by SMILEEHOUSE AUCTION CO LLC | Nov 2025 | $175,000 | $182 | 2/2 | 960 | 15 | 0.9 |
| 509 Janet Avenue, Interlachen, FL 32148Listed by NICOSIA REALTY INC. | Jun 2026 | $122,000 | $133 | 2/2 | 917 | 35 | 1.1 |
| 145 Dawson Drive, Interlachen, FL 32148Listed by FADER & CO REALTY LLC | Jun 2026 | $153,000 | $133 | 3/2 | 1,152 | 12 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: PLUM TREE REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines