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Active

Active·23 days on market

2 Burning Sands Lane

Palm Coast, FL 32137

$325,000$193/sqftEst. $1,721/moMLS# 2161786
3
Beds
2
Baths
1,682
Sq Ft
1997
Built
2
Garage
No
Pool
FEMA Zone XNo HOA13,504 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Welcome to 2 Burning Sands Lane, a well-maintained 3-bedroom, 2-bath home offering 1,682 square feet of comfortable, single-story living in Palm Coast's established Indian Trails neighborhood. One of the standout features is its solid concrete block construction--a highly desirable feature that can be harder to find among many of today's newer homes. Set on a generous .31-acre corner lot, the home offers a spacious and functional floor plan, a 2-car side-entry garage, tile roof, and plenty of outdoor space to enjoy. The established neighborhood, mature surroundings, and larger homesite provide a welcome alternative to the tighter lots often found in newer communities. Conveniently located near shopping, dining, schools, parks, and major roadways, with Flagler County's beautiful beaches just a short drive away.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,721
Estimated total, before insurance$1,721/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,033/yr · $169/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,721
Principal & Interest: $1,721
Insurance (est.): $217
Estimated Total Monthly
$1,938
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Tile — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,555 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,033/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 28, 2026Active$325,000
  • Aug 25, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$325,000
Price / Sq Ft$193
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,682
Total Structure Area2,659 sq ft
Acres0.31 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

MiddleIndian Trails
HighMatanzas

Community Information

Address2 Burning Sands Lane, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size13,503.6 sq ft
Lot Dimensions13451
Parcel Number07-11-31-7035-0011
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Off Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Washer, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Porch, Rear Porch, Screened
FencingBack Yard, Privacy, Vinyl, Wood
RoofTile
ConstructionStucco
Other StructuresShed(s)
Road SurfacePaved

Additional Information

Date ListedAugust 28, 2026
Days on Market0
Tax Amount$2,033
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE · Dinacatbiz@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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