Active·28 days on market
241791 County Road 121
Hilliard, FL 32046
About this home
Hilliard
Set on 2.12 fully fenced, high and dry acres, this property is ready for country living with room for animals, ATVs, RVs, projects, and more. The 2002 home offers 3 bedrooms, 2 bathrooms, 1,144 square feet, and an approximately 8-year-old metal roof. A west-facing porch is the perfect spot to enjoy quiet evenings and sunsets. Outside, you'll find a chicken pen, rabbit pen, RV hookup, setup for an automatic gate opener, 10x16 shop with power and water connections, and a spacious 30x40 covered area for equipment, toys, workspace, or entertaining. Water lines have also been run to multiple areas of the property for added flexibility. Horses and ATVs are welcome, making this a great fit for a mini farm, homestead, or peaceful country retreat. Additional 4.6 acres available.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone K
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Metal — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,610 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $213,234 | $81,573 | — |
| 2024 | $196,423 | $78,567 | — |
| 2023 | $190,487 | $74,822 | — |
| 2022 | $165,398 | $71,186 | — |
| 2021 | $136,237 | $67,656 | — |
| 2020 | $124,658 | $66,032 | — |
2025 property taxes (current owner): $1,412/yr
Estimated taxes if purchased at asking price: ~$5,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 14, 2026Price change$310,000−$20,000
- Aug 25, 2026Listed$330,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PALM III REALTY AND PROPERTY M · realtorkayladavis@gmail.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Metes & Bounds
For Sale1397 S Water StreetStarke, FL 32091
3 bd · 2 ba · 1,984 sq ft
$309,900Est. $1,649/moWelcome home to this charming 3-bedroom, 2-bath property situated on nearly an acre just outside of town, offering the…
Listing Office: cw realty
For Sale3216 Mill Creek RoadMiddleburg, FL 32068
3 bd · 2 ba · 2,048 sq ft
$308,900Est. $1,644/moBrand new mobile home on 1 acre of land in desirable Middleburg is ready for new owners! The property includes two…
Listing Office: keller williams realty atlantic partners
For Sale3250 NE 179th StreetStarke, FL 32091
4 bd · 2 ba · 1,504 sq ft
$312,000Est. $1,661/moBack on the Market! Buyer's financing fell through--no fault of the seller. Situated on 2 private acres in Bradford…
Listing Office: exit inspired real estate
For Sale104 Carter-Whittaker LanePomona Park, FL 32181
2 bd · 1 ba · 1,039 sq ft
$305,000Est. $1,623/moListed strictly for land and established utility infrastructure value. This deep-water lakefront gem on Big Lake Como…
Listing Office: chad and sandy real estate group
Keep looking
Similar homes in Hilliard
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines